“Especially if you’re over 40, shortening the term of your loan to pay it off sooner could make you mortgage-free in retirement.”

Leaders come in two flavors, expanders and containers. The best leadership teams have a mix of both.

I’ve seen innovation come from something as simple as a resourceful multibillionaire who wanted to make even more money.

If you stand back and analyze the best way to do something, you’ll be standing there forever. Follow your gut and jump right in!

All the best things that happened to me happened after I was rejected. I knew the power of getting past no.

The difference between the real winners is how long they take to feel sorry for themselves. My winners feel it… but they come back up and say ‘hit me again.’

Refinancing your mortgage usually makes sense if you can lower your interest rate by at least two points. But the most important question to ask yourself is, how long will it take you to break even?

Make sure you pick good people to build your business with, as they’ll determine 80 percent of your success.

I was well motivated. What I wanted to do was work for myself. I had twenty two jobs before I started my business at the age of twenty three and I didn’t want one more boss telling me what to do. So I was motivated simply because I didn’t want a boss.

If your house has been on the market for more than four months, take it off the market and re-list it in two months as ‘new.’

If you get labeled a winner, people come along for the ride. Might as well enjoy it and they should too.

Your people smarts will prove ten times more valuable than all the book smarts you can’t get.

I hate entrepreneurs with beautiful business plans.

I wanted to be a 150% entrepreneur and a 150% mom, and I found that I was having a very hard time doing both. I was about 75% and 75% – still better than 100%, but not what I was accustomed to at work.

Don’t be afraid to go for positions, jobs or take on clients just outside of your knowledge base. It’s when you’re uncomfortable that you learn and grow the most.

Refinancing doesn’t reduce your debt, it just restructures it, so be clear about what you want to achieve with a refi.

Instead of assuming everything you’re being told is the truth, ask plenty of questions.

If I get married I get a tax break, if I have a kid I get a tax break, if I get a mortgage I get a tax break. I don’t have any kids and I drive a hybrid, I think I should get a tax break.

Jealousy is invariably a symptom. Just like right now with the whole mortgage crisis, I want to help people get back into their homes.

I love business. I love helping urban communities grow. I love putting people to work of color. I love making sure – like right now the whole mortgage crisis, I want to help people get back into their homes.

American consumers might benefit if lenders provided greater mortgage product alternatives to the traditional fixed-rate mortgage.

Some countries, like Saudi Arabia, where the population growth is very high, whereby you don’t have the mortgage low yet. Still the demand outstrips supply by much.

The crash of 2008 was driven in no small part by unfair practices in the mortgage industry which led to many consumers being trapped in loans they didn’t understand and couldn’t afford.

Poverty is not a mortgage on the labor of others-misfortune.