“No loan is free. The costs are in your loan somewhere, maybe rolled into the amount to be refinanced or even coming at a higher interest rate.”

Always choose attitude over experience. Always.

I have found, whether you have a tiny business or a big business, if you don’t jump on something right away, it’s like a bird flying by-it flies off.

Everybody thinks that they’re going to time the market, they’re going to sharpshoot the market, and buy right at the bottom. The truth of the matter is that nobody is good at it.

Home staging is no longer optional in this real estate market, it is a must!

The story of my billion-dollar business starts like this. I borrowed $1,000 from a friend.

A whopping 89 percent of buyers start their home search online. How your house looks online is the modern equivalent of ‘curb appeal.’

The most expensive hobby a rich man could have is a boat, and the second most expensive hobby he could have is a very old house.

I hadn’t learned to read by third grade, which wasn’t unusual for some kids. I knew something was wrong because I couldn’t see or understand the words the way the other kids did. I wasn’t the least bit bothered – until I was sent back to the second-grade classroom for reading help after school.

In New York City, the meek don’t inherit the earth. The big mouth does.

Money is not the only thing that motivates employees. It’s about making them happy.

Home staging used to be optional. Today, it’s a necessity in selling a house.

Empathy for the people you’re working with and being aware of their needs…that’s the “big kahuna” in managing people.

Sex appeal is in the workplace every day of the week. I’m not saying that’s the only calling card, but it’s a whole crayon box.

Finding opportunity is a matter of believing it’s there.

If you want to have a creative culture, you can’t get it by reading books. You get it by example.

If a house is priced appropriately, make a bid 10 percent below that amount.

Wars in old times were made to get slaves. The modern implement of imposing slavery is debt.

Wars are made to make debt.

Nothing’s a gift, it’s all on loan.

What we are and what we possess is but a loan- and that not for long! Do not clutch what has been given to you, for joy and desire to possess are but nails fastening you to the perishable world.

The best way for the Government to maintain its credit is to pay as it goes-not by resorting to loans, but by keeping out of debt-through an adequate income secured by a system of taxation, external or internal, or both.

Everything without exception which is of value in me comes from somewhere other than myself, not as a gift but as a loan which must be ceaselessly renewed.

What I want to do first with education is my student loan idea. Basically, if you go into teaching and teach for five years, your student loans should be forgiven. It doesn’t cost that much.

The God who loans you life sees your every move, hears each word you speak, knows your every thought. You are seen by God. Noticed. Known.