“Especially if you’re over 40, shortening the term of your loan to pay it off sooner could make you mortgage-free in retirement.”

The story of my billion-dollar business starts like this. I borrowed $1,000 from a friend.

A whopping 89 percent of buyers start their home search online. How your house looks online is the modern equivalent of ‘curb appeal.’

No loan is free. The costs are in your loan somewhere, maybe rolled into the amount to be refinanced or even coming at a higher interest rate.

The most expensive hobby a rich man could have is a boat, and the second most expensive hobby he could have is a very old house.

I hadn’t learned to read by third grade, which wasn’t unusual for some kids. I knew something was wrong because I couldn’t see or understand the words the way the other kids did. I wasn’t the least bit bothered – until I was sent back to the second-grade classroom for reading help after school.

In New York City, the meek don’t inherit the earth. The big mouth does.

Money is not the only thing that motivates employees. It’s about making them happy.

Home staging used to be optional. Today, it’s a necessity in selling a house.

Empathy for the people you’re working with and being aware of their needs…that’s the “big kahuna” in managing people.

Sex appeal is in the workplace every day of the week. I’m not saying that’s the only calling card, but it’s a whole crayon box.

Finding opportunity is a matter of believing it’s there.

If you want to have a creative culture, you can’t get it by reading books. You get it by example.

If a house is priced appropriately, make a bid 10 percent below that amount.

A complainer is like a Death Eater because there’s a suction of negative energy. You can catch a great attitude from great people.

Taking chances almost always makes for happy endings.

Stop putting it off! Procrastination breeds guilt, guilt breeds depression, and depression breeds failure.

If I get married I get a tax break, if I have a kid I get a tax break, if I get a mortgage I get a tax break. I don’t have any kids and I drive a hybrid, I think I should get a tax break.

Jealousy is invariably a symptom. Just like right now with the whole mortgage crisis, I want to help people get back into their homes.

I love business. I love helping urban communities grow. I love putting people to work of color. I love making sure – like right now the whole mortgage crisis, I want to help people get back into their homes.

American consumers might benefit if lenders provided greater mortgage product alternatives to the traditional fixed-rate mortgage.

Some countries, like Saudi Arabia, where the population growth is very high, whereby you don’t have the mortgage low yet. Still the demand outstrips supply by much.

The crash of 2008 was driven in no small part by unfair practices in the mortgage industry which led to many consumers being trapped in loans they didn’t understand and couldn’t afford.

Poverty is not a mortgage on the labor of others-misfortune.