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Self-discipline has a bigger effect on academic performance than does intellectual talent.

Charles Duhigg

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  Between calculated risk and reckless decision-making lies the dividing line between profit and loss.

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  America is the Saudi Arabia of coal.

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  This is the real power of habit: the insight that your habits are what you choose them to be.

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  The more you focus, the more that focus becomes a habit.

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  If you want to do something that requires willpower – like going for a run after work – you have to conserve your willpower muscle during the day.

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  When people have a willpower failure, it’s because they haven’t anticipated a situation that’s going to come along.

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• 

  Some say because music is as much about personal expression as listening pleasure, sharing is integral to why songs have value in the first place.

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• 

  Since the 17th century, insurance agents have been the foremost experts on risk.

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  Research suggests that investment bankers are more prone to commit fraud when they feel the competitor at their heels.

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  Belief is easier when it occurs within a community.

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• 

  The brain has this amazing ability to find happiness even when the memories of it are gone.

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• 

  There’s something really powerful about groups and shared experiences. People might be skeptical about their ability to change if they’re by themselves, but a group will convince them to suspend disbelief. A community creates belief.

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  Habits are malleable throughout your entire life.

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  If you believe you can change – if you make it a habit – the change becomes real.

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• 

  If you dress a new something in old habits, it’s easier for the public to accept it.

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  Companies aren’t families. They’re battlefields in a civil war.

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