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You have the clean canvas of a whole week before you. Paint well.

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Marilyn Monroe Paulo Coelho Abraham Lincoln C. S. Lewis Khalil Gibran Charlie Chaplin Gautama Buddha Isaac Newton

Change is painful. Few people have the courage to seek out change. Most people won’t change until the pain of where they are exceeds the pain of change.
DAVE RAMSEY

Change Courage Deep Pain Seek
Good things that cannot be calculated or quantified are set in motion in your life and in your finances when you give.
DAVE RAMSEY

Calculation Financial Goodness Life Motion Yourself
True leadership is servanthood. Put the interests of others at the center of your decisions.
DAVE RAMSEY

Decision Interest Leadership True Yourself
A budget is telling your money where to go instead of wondering where it went.
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Direction Money Yourself
Delegation requires the willingness to pay for short term failures in order to gain long term competency.
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Delegation Failure Pay Willing
If you come with mercy but not justice; that’s called enabling.
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Justice Mercy Yourself
Knock out a small debt first so you get a quick win. Momentum is key.
DAVE RAMSEY

Key Momentum Quick Small Win
Broke people giving financial advice is like a shop teacher with missing fingers.
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Advice Broke Financial Fingers Missing People
If hard work, integrity, thrift, and perseverance have caused you to succeed, then you don’t owe anyone an apology for winning.
DAVE RAMSEY

Apology Hard Work Integrity Perseverance Win
If people in America would get their finances together and start taking care of each other, we could put the government out of business.
DAVE RAMSEY

Business Care Financial Government People Start Togetherness
Goals convert vision into ENERGY.
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Convert Energy Goal One Liner Vision
Broke is normal. Why be normal?
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Broke Normal One Liner
Doing a budget means learning an ancient and powerful word: NO.
DAVE RAMSEY

Ancient Learning No Powerful Word
If you aren’t really careful, ‘The Good Enough’ can become the enemy of ‘The Best.’
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Best Care Enemy Enough Goodness
Be an evangelist with your excellence.
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Excellence One Liner
Adults devise a plan and follow it, children do what feels good.
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Adult Children Feeling Goodness Planning

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