“It’s never too late to turn things around. You are the only obstacle.”

People are in such a hurry to launch their product or business that they seldom look at marketing from a bird’s eye view and they don’t create a systematic plan.

Debt is normal. Be weird.

You will only sacrifice when you passionately believe in the outcome.

There’s a great place to go when you’re broke–to work!

Money is not good or evil. It has no morals or intentions on its own. Money reflects the character of the user.

After losing everything, I went on a quest to find out how money really works, how I could get control of it, and how I could have confidence in handling it.

A good financial planner is going to do more than pick your funds.

Broke people giving financial advice is like a shop teacher with missing fingers.

The decision to go into debt alters the course and condition of your life. You no longer own it. You are owned.

Gratitude is really, really attractive. A child who is genuinely grateful makes you want to do anything for her, and that is true of adults as well.

The average millionaire can’t tell you who got thrown off the island last night.

Goals are visions and dreams with work clothes on.

Where you are today is the sum of every choice you’ve ever made. If you don’t like where you are, start making different choices!

The world will try to tell you that you need stuff to be somebody. Don’t listen.

When you create a basic budget and stick to it, it will suddenly seem like you have more money.

You’ve got to tell your money what to do or it will leave.

Hell is truth seen too late.

air castles are often within our grasp late in life, but then they charm not.

It’s never too late to start your life again. A new start is always necessary to fuel your life.

We are never too late to start working on our dreams.

I had three rules for my players: No profanity. Don’t criticize a teammate. Never be late.

I often realize what value time really has when it is allready to late.

The time to worrying about flying is when you’re on the ground. When you’re up in the air, it’s too late. No point in worrying about it then.

Take your time to appreciate the things you have lately.