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Those who don’t manage their money will always work for those who do.

Dave Ramsey

Wealth gained by dishonesty will be diminished, but he who gathers by labor will increase.
DAVE RAMSEY

Diminish Himself Honesty Increase Wealth Work
Every person falls down at some point. Successful people choose to get back up!
DAVE RAMSEY

Back Up Choice Fall People Person Point Success
True leadership is servanthood. Put the interests of others at the center of your decisions.
DAVE RAMSEY

Decision Interest Leadership True Yourself
Enabling is the enemy of motivation.
DAVE RAMSEY

Enemy Motivational Yourself
Making mistakes and learning from them is crucial to winning.
DAVE RAMSEY

Learning Mistake Win
Work is a surefire money-making scheme.
DAVE RAMSEY

Fire Money Scheme Work
A budget is telling your money where to go instead of wondering where it went.
DAVE RAMSEY

Direction Money Yourself
The paid-off home mortgage has taken the place of the BMW as the status symbol of choice.
DAVE RAMSEY

Choice Home Place Status Symbol
The world will try to tell you that you need stuff to be somebody. Don’t listen.
DAVE RAMSEY

Listening Material Need World Yourself
In order to be a great marketer, you have to be focused and intense and look at scarcity, urgency, activity and passion in the marketplace.
DAVE RAMSEY

Focus Greatness Intense Marketing Passion Place Yourself
If you aren’t really careful, ‘The Good Enough’ can become the enemy of ‘The Best.’
DAVE RAMSEY

Best Care Enemy Enough Goodness
When I do something stupid with money and lose it, I call that Stupid Tax. I have paid so much Stupid Tax that I am expert.
DAVE RAMSEY

Funny Lose Money Myself Stupidity Tax
Being willing to delay pleasure for a greater result is a sign of maturity.
DAVE RAMSEY

Greatness Happiness Maturity Result Willing
When getting help with money, whether it is insurance, real estate or investments you should always look for a person with the heart of a teacher, not the heart of a salesman.
DAVE RAMSEY

Heart Help Man Money Person Teacher Yourself
Investing is important, but get debt-free first. That’s what frees up your income so you can win.
DAVE RAMSEY

Freedom Income Investment Win Yourself
I would not pre-pay. I would invest instead and let the investments cover it.
DAVE RAMSEY

Investment Myself Pay
Financial Security is not enough money to buy toys. That is to learn to live with less money than you earn. So, you can help other individuals or investors. You are not a winner until done it.
DAVE RAMSEY

Financial Help Investment Learning Live Money Security Win Yourself
Adults devise a plan and follow it, children do what feels good.
DAVE RAMSEY

Adult Children Feeling Goodness Planning
Pray like it all depends on God, but work like it all depends on you.
DAVE RAMSEY

Depend God Inspirational Motivational Prayer Work Yourself
Good things that cannot be calculated or quantified are set in motion in your life and in your finances when you give.
DAVE RAMSEY

Calculation Financial Goodness Life Motion Yourself
Without a mission statement, you may get to the top of the ladder and then realize it was leaning against the wrong building!
DAVE RAMSEY

Building Mission Statement Wrong
No one got rich on a government program. Do not choose to be a common man. You can be uncommon.
DAVE RAMSEY

Government Man Program Rich Yourself
For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don’t back down.
DAVE RAMSEY

Family Future Goodness Stand Wrong
Goals are visions and dreams with work clothes on.
DAVE RAMSEY

Clothes Dreams Goal Vision
Study the habits of the people you want to be like and then imitate them. If they are succeeding, they must be doing something right.
DAVE RAMSEY

Habit Imitation People Right Study Success Yourself
Gratitude is really, really attractive. A child who is genuinely grateful makes you want to do anything for her, and that is true of adults as well.
DAVE RAMSEY

Adult Attraction Children Gratitude Herself True
Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this.
DAVE RAMSEY

Financial Investment Learning Live Peace Yourself

Those who don’t manage their money will always work for those who do.

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Those who don’t manage their money will always work for those who do.

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