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Those who don’t manage their money will always work for those who do.

Dave Ramsey

If hard work, integrity, thrift, and perseverance have caused you to succeed, then you don’t owe anyone an apology for winning.
DAVE RAMSEY

Apology Hard Work Integrity Perseverance Win
One definition of maturity is learning to delay pleasure.
DAVE RAMSEY

Definition Happiness Learning Maturity Oneself
Gratitude is really, really attractive. A child who is genuinely grateful makes you want to do anything for her, and that is true of adults as well.
DAVE RAMSEY

Adult Attraction Children Gratitude Herself True
Work-get paid; don’t work-don’t get paid. Everybody is on commission.
DAVE RAMSEY

Commission Paid Work
A good financial planner is going to do more than pick your funds.
DAVE RAMSEY

Financial Fund Goodness Yourself
Money is 80% behavior, 20% head knowledge. It’s what you do, not what you know.
DAVE RAMSEY

Knowledge Money Yourself
I would not pre-pay. I would invest instead and let the investments cover it.
DAVE RAMSEY

Investment Myself Pay
When you’re trying to achieve a goal, negative people will just bring you down. Surround yourself with the positive.
DAVE RAMSEY

Achievement Goal Grace Negative People Positive Surround Yourself
When you create a basic budget and stick to it, it will suddenly seem like you have more money.
DAVE RAMSEY

Appearance Budget Creation Money Yourself
Financial winners don’t run sprints, they run marathons. They don’t rush. They do it step by step over time.
DAVE RAMSEY

Financial Run Rush Spirit Time Win
You must walk to the beat of a different drummer. The same beat that the wealthy hear. If the beat sounds normal, evacuate the dance floor immediately! The goal is to not be normal, because as my radio listeners know, normal is broke.
DAVE RAMSEY

Dance Different Listening Normal Sound Walk Wealth Yourself
At the end of the day we are not selling, we are serving.
DAVE RAMSEY

Day End Perspective Sell Service
Bosses push, Leaders pull. Real leadership is servant leadership.
DAVE RAMSEY

Leadership Servant Service
You can get anywhere if you simply go one step at a time.
DAVE RAMSEY

Simplicity Time Yourself
Teaching kids about money is never just about money.
DAVE RAMSEY

Children Money Teaching
Success is a pile of failure that you are standing on.
DAVE RAMSEY

Stand Success Yourself

Those who don’t manage their money will always work for those who do.

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Those who don’t manage their money will always work for those who do.

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