A budget is telling your money where to go instead of wondering where it went.
DAVE RAMSEYThe world will try to tell you that you need stuff to be somebody. Don’t listen.
More Dave Ramsey Quotes
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Change is painful. Few people have the courage to seek out change. Most people won’t change until the pain of where they are exceeds the pain of change.
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Broke is normal. Why be normal?
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You have the clean canvas of a whole week before you. Paint well.
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Enabling is the enemy of motivation.
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Work is doing it. Discipline is doing it every day. Diligence is doing it well every day.
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You will only sacrifice when you passionately believe in the outcome.
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Debt is normal. Be weird.
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You can’t be in debt and win. It doesn’t work.
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Doing a budget means learning an ancient and powerful word: NO.
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Goals are visions and dreams with work clothes on.
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You can get anywhere if you simply go one step at a time.
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People are in such a hurry to launch their product or business that they seldom look at marketing from a bird’s eye view and they don’t create a systematic plan.
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Pray like it all depends on God, but work like it all depends on you.
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You must plan your work and then work your plan.
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You will either learn to manage money, or the lack of it will manage you.
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Financial Security is not enough money to buy toys. That is to learn to live with less money than you earn. So, you can help other individuals or investors. You are not a winner until done it.
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Wealth gained by dishonesty will be diminished, but he who gathers by labor will increase.
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After losing everything, I went on a quest to find out how money really works, how I could get control of it, and how I could have confidence in handling it.
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Debt is dumb. Cash is king.
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Your priorities, passions, goals, and fears are shown clearly in the flow of your money.
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When getting help with money, whether it is insurance, real estate or investments you should always look for a person with the heart of a teacher, not the heart of a salesman.
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The decision to go into debt alters the course and condition of your life. You no longer own it. You are owned.
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Money… is like a beautiful thoroughbred horse – very powerful & always in action, but unless this horse is trained when very young, it will be an out-of-control & dangerous animal when it grows to maturity.
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Good things that cannot be calculated or quantified are set in motion in your life and in your finances when you give.
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Opening your hands will set you free.
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For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don’t back down.
DAVE RAMSEY