“Broke people giving financial advice is like a shop teacher with missing fingers.”

A budget is telling your money where to go instead of wondering where it went.

Change is painful. Few people have the courage to seek out change. Most people won’t change until the pain of where they are exceeds the pain of change.

You must gain control over your money or the lack of it will forever control you.

One definition of maturity is learning to delay pleasure.

If you aren’t really careful, ‘The Good Enough’ can become the enemy of ‘The Best.’

Work is a surefire money-making scheme.

People are in such a hurry to launch their product or business that they seldom look at marketing from a bird’s eye view and they don’t create a systematic plan.

Debt is normal. Be weird.

You will only sacrifice when you passionately believe in the outcome.

There’s a great place to go when you’re broke–to work!

Money is not good or evil. It has no morals or intentions on its own. Money reflects the character of the user.

After losing everything, I went on a quest to find out how money really works, how I could get control of it, and how I could have confidence in handling it.

A good financial planner is going to do more than pick your funds.

The decision to go into debt alters the course and condition of your life. You no longer own it. You are owned.

Gratitude is really, really attractive. A child who is genuinely grateful makes you want to do anything for her, and that is true of adults as well.

The average millionaire can’t tell you who got thrown off the island last night.

You never know how a horse will pull until you hook him to a heavy load.

Don’t talk too much or too soon.

Don’t talk too much. Don’t pop off. Don’t talk after the game until you cool off.

No one wants advice – only corroboration.

Your most expensive advice is the free advice you receive from your financially struggling friends and relatives.

You know how advice is. You only want it if it agrees with what you wanted to do anyway.

People are eager to comment on something when they themselves are not in the situation of doing it.

Just trust your instincts. There’s an old saying in golf, you’ve studied the swing many times, and you practice and practice, but when you stand over the ball, you just have to trust your swing. And you trust it. And if you don’t trust it, you’ll ruin it; your brain will take over.