When you create a basic budget and stick to it, it will suddenly seem like you have more money.
DAVE RAMSEYBroke people giving financial advice is like a shop teacher with missing fingers.
More Dave Ramsey Quotes
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If you come with mercy but not justice; that’s called enabling.
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Investing is important, but get debt-free first. That’s what frees up your income so you can win.
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Financial winners don’t run sprints, they run marathons. They don’t rush. They do it step by step over time.
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Wealth comes from hard work but not because of hard work. Wealth comes because of God. Everything is His.
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Debt is normal. Be weird.
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Study the habits of the people you want to be like and then imitate them. If they are succeeding, they must be doing something right.
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You’ve got to tell your money what to do or it will leave.
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Leading a family is the hardest job a man can ever have.
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The decision to go into debt alters the course and condition of your life. You no longer own it. You are owned.
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Success is a pile of failure that you are standing on.
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Be very proud of what you do, and if you aren’t then change it.
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Bosses push, Leaders pull. Real leadership is servant leadership.
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Those who don’t manage their money will always work for those who do.
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For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don’t back down.
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After losing everything, I went on a quest to find out how money really works, how I could get control of it, and how I could have confidence in handling it.
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Nothing happens without focus. Don’t try to do everything at once. Take it one step at a time.
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Money is 80% behavior, 20% head knowledge. It’s what you do, not what you know.
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Great talent stands in line to join your team because the culture becomes the stuff of legend.
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Opening your hands will set you free.
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You must walk to the beat of a different drummer. The same beat that the wealthy hear. If the beat sounds normal, evacuate the dance floor immediately! The goal is to not be normal, because as my radio listeners know, normal is broke.
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A lower interest rate doesn’t make a debt go away.
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You don’t build wealth with credit card rewards and airline miles. You can’t beat the credit card companies at their own game.
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Doing a budget means learning an ancient and powerful word: NO.
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Enabling is the enemy of motivation.
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Adults devise a plan and follow it, children do what feels good.
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You will either learn to manage money, or the lack of it will manage you.
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