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The average millionaire can’t tell you who got thrown off the island last night.

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Marilyn Monroe Paulo Coelho Abraham Lincoln C. S. Lewis Khalil Gibran Charlie Chaplin Gautama Buddha Isaac Newton

Change is painful. Few people have the courage to seek out change. Most people won’t change until the pain of where they are exceeds the pain of change.
DAVE RAMSEY

Change Courage Deep Pain Seek
Your priorities, passions, goals, and fears are shown clearly in the flow of your money.
DAVE RAMSEY

Fear Flow Goal Money Passion Priority Yourself
A good financial planner is going to do more than pick your funds.
DAVE RAMSEY

Financial Fund Goodness Yourself
Pray like it all depends on God, but work like it all depends on you.
DAVE RAMSEY

Depend God Inspirational Motivational Prayer Work Yourself
Without a mission statement, you may get to the top of the ladder and then realize it was leaning against the wrong building!
DAVE RAMSEY

Building Mission Statement Wrong
Knock out a small debt first so you get a quick win. Momentum is key.
DAVE RAMSEY

Key Momentum Quick Small Win
Broke people giving financial advice is like a shop teacher with missing fingers.
DAVE RAMSEY

Advice Broke Financial Fingers Missing People
Opening your hands will set you free.
DAVE RAMSEY

Freedom Hands Open Yourself
The decision to go into debt alters the course and condition of your life. You no longer own it. You are owned.
DAVE RAMSEY

Course Decision Life Yourself
Bosses push, Leaders pull. Real leadership is servant leadership.
DAVE RAMSEY

Leadership Servant Service
Ideas are a dime a dozen. People who execute them are not.
DAVE RAMSEY

Execution Ideas People
Gratitude is really, really attractive. A child who is genuinely grateful makes you want to do anything for her, and that is true of adults as well.
DAVE RAMSEY

Adult Attraction Children Gratitude Herself True
If you aren’t really careful, ‘The Good Enough’ can become the enemy of ‘The Best.’
DAVE RAMSEY

Best Care Enemy Enough Goodness
Enabling is the enemy of motivation.
DAVE RAMSEY

Enemy Motivational Yourself
Do not let your life, ministry or organization go faster than your resources.
DAVE RAMSEY

Fast Life Organization Resource Yourself
No one got rich on a government program. Do not choose to be a common man. You can be uncommon.
DAVE RAMSEY

Government Man Program Rich Yourself
When you’re trying to achieve a goal, negative people will just bring you down. Surround yourself with the positive.
DAVE RAMSEY

Achievement Goal Grace Negative People Positive Surround Yourself
Money is 80% behavior, 20% head knowledge. It’s what you do, not what you know.
DAVE RAMSEY

Knowledge Money Yourself
You will either learn to manage money, or the lack of it will manage you.
DAVE RAMSEY

Learning Management Money Yourself
Surround yourself with people who add the fuel of advice and encouragement to your fire.
DAVE RAMSEY

Add Advice Encouragement Fire People Surround Yourself
Contentment is both the fruit and the tree.
DAVE RAMSEY

Advice Contentment Fruit Tree
Being willing to delay pleasure for a greater result is a sign of maturity.
DAVE RAMSEY

Greatness Happiness Maturity Result Willing
You must plan your work and then work your plan.
DAVE RAMSEY

Inspirational Planning Work Yourself
We live in a culture full of hares; but the tortoise always wins.
DAVE RAMSEY

Culture Live Win
You can’t work three hours a week and make $100,000. Get rich quick doesn’t work. Crock pot mentality always defeats microwave mentality!
DAVE RAMSEY

Defeat Mental Quick Rich Thinking Time Work
We’ve really got to stop looking to Washington to fix our problems. It obviously doesn’t have the ability to do that. People who are successful are not successful because of the president.
DAVE RAMSEY

Ability President Problem Stop Success
Investing is important, but get debt-free first. That’s what frees up your income so you can win.
DAVE RAMSEY

Freedom Income Investment Win Yourself

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