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Broke is normal. Why be normal?

Dave Ramsey

When you’re trying to achieve a goal, negative people will just bring you down. Surround yourself with the positive.
DAVE RAMSEY

Achievement Goal Grace Negative People Positive Surround Yourself
The paid-off home mortgage has taken the place of the BMW as the status symbol of choice.
DAVE RAMSEY

Choice Home Place Status Symbol
Poor is a state of mind. Broke is, ‘I’m just passing through.’
DAVE RAMSEY

Mindset Myself Poor State
Leading a family is the hardest job a man can ever have.
DAVE RAMSEY

Family Hard Job Leadership Man
Outrageous generosity is a character quality of people who win with money.
DAVE RAMSEY

Character Generosity Money People Quality Win Yourself
Fear is the enemy of hope.
DAVE RAMSEY

Enemy Fear Hope One Liner
Debt gives you the ability to look like you’re winning when you’re not.
DAVE RAMSEY

Ability Appearance Win Yourself
Study the habits of the people you want to be like and then imitate them. If they are succeeding, they must be doing something right.
DAVE RAMSEY

Habit Imitation People Right Study Success Yourself
Servant Leadership is the only #leadership that ultimately works.
DAVE RAMSEY

Leadership Servant Work
Change is painful. Few people have the courage to seek out change. Most people won’t change until the pain of where they are exceeds the pain of change.
DAVE RAMSEY

Change Courage Deep Pain Seek
A big part of being strong financially is that you know where you are weak and take action to make sure you don’t fall prey to the weakness. And we ALL are weak.
DAVE RAMSEY

Fall Financial Strong Weakness Yourself
It’s never too late to turn things around. You are the only obstacle.
DAVE RAMSEY

Late Obstacle Yourself
Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this.
DAVE RAMSEY

Financial Investment Learning Live Peace Yourself
The world will try to tell you that you need stuff to be somebody. Don’t listen.
DAVE RAMSEY

Listening Material Need World Yourself
I would not pre-pay. I would invest instead and let the investments cover it.
DAVE RAMSEY

Investment Myself Pay
Where you are today is the sum of every choice you’ve ever made. If you don’t like where you are, start making different choices!
DAVE RAMSEY

Choice Day Different Start Yourself
Be very proud of what you do, and if you aren’t then change it.
DAVE RAMSEY

Change Inspirational Proud Yourself
Money is 80% behavior, 20% head knowledge. It’s what you do, not what you know.
DAVE RAMSEY

Knowledge Money Yourself
Work is a surefire money-making scheme.
DAVE RAMSEY

Fire Money Scheme Work
Teaching kids about money is never just about money.
DAVE RAMSEY

Children Money Teaching
The average millionaire can’t tell you who got thrown off the island last night.
DAVE RAMSEY

Average Fire Job Lost Millionaire
Without a mission statement, you may get to the top of the ladder and then realize it was leaning against the wrong building!
DAVE RAMSEY

Building Mission Statement Wrong
Ideas are a dime a dozen. People who execute them are not.
DAVE RAMSEY

Execution Ideas People
We learned early on that if we help enough people, the money will come.
DAVE RAMSEY

Early Enough Help Learning Money People
Goals convert vision into ENERGY.
DAVE RAMSEY

Convert Energy Goal One Liner Vision
Doing a budget means learning an ancient and powerful word: NO.
DAVE RAMSEY

Ancient Learning No Powerful Word
Remember, there’s ultimately only one way to financial peace, and that’s to walk daily with the Prince of Peace, Christ Jesus.
DAVE RAMSEY

Financial Oneself Peace Remember Walk Way

Broke is normal. Why be normal?

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Broke is normal. Why be normal?

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