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Teaching kids about money is never just about money.

Dave Ramsey

If you come with mercy but not justice; that’s called enabling.
DAVE RAMSEY

Justice Mercy Yourself
You can’t work three hours a week and make $100,000. Get rich quick doesn’t work. Crock pot mentality always defeats microwave mentality!
DAVE RAMSEY

Defeat Mental Quick Rich Thinking Time Work
A budget is telling your money where to go instead of wondering where it went.
DAVE RAMSEY

Direction Money Yourself
You have the clean canvas of a whole week before you. Paint well.
DAVE RAMSEY

Art Cleaning Paint Yourself
Do not let your life, ministry or organization go faster than your resources.
DAVE RAMSEY

Fast Life Organization Resource Yourself
Teaching kids about money is never just about money.
DAVE RAMSEY

Children Money Teaching
You can’t be in debt and win. It doesn’t work.
DAVE RAMSEY

Debt Win Work Yourself
Be very proud of what you do, and if you aren’t then change it.
DAVE RAMSEY

Change Inspirational Proud Yourself
Knock out a small debt first so you get a quick win. Momentum is key.
DAVE RAMSEY

Key Momentum Quick Small Win
Making mistakes and learning from them is crucial to winning.
DAVE RAMSEY

Learning Mistake Win
If hard work, integrity, thrift, and perseverance have caused you to succeed, then you don’t owe anyone an apology for winning.
DAVE RAMSEY

Apology Hard Work Integrity Perseverance Win
Nothing happens without focus. Don’t try to do everything at once. Take it one step at a time.
DAVE RAMSEY

Focus Oneself Step Time Try
Just keep taking the next step and keep having excellence in the ordinary.
DAVE RAMSEY

Excellence Ordinary
After losing everything, I went on a quest to find out how money really works, how I could get control of it, and how I could have confidence in handling it.
DAVE RAMSEY

Confidence Control Journey Lost Money Myself
You don’t build wealth with credit card rewards and airline miles. You can’t beat the credit card companies at their own game.
DAVE RAMSEY

Build Company Game Reward Wealth Yourself
Debt gives you the ability to look like you’re winning when you’re not.
DAVE RAMSEY

Ability Appearance Win Yourself
The world will try to tell you that you need stuff to be somebody. Don’t listen.
DAVE RAMSEY

Listening Material Need World Yourself
There’s a great place to go when you’re broke–to work!
DAVE RAMSEY

Broke Greatness Place Poor Work Yourself
At the end of the day we are not selling, we are serving.
DAVE RAMSEY

Day End Perspective Sell Service
You must plan your work and then work your plan.
DAVE RAMSEY

Inspirational Planning Work Yourself
Servant Leadership is the only #leadership that ultimately works.
DAVE RAMSEY

Leadership Servant Work
Delegation requires the willingness to pay for short term failures in order to gain long term competency.
DAVE RAMSEY

Delegation Failure Pay Willing
If you will live like no one else, later you can live like no one else.
DAVE RAMSEY

Live Oneself Yourself
It’s never too late to turn things around. You are the only obstacle.
DAVE RAMSEY

Late Obstacle Yourself
You’ve got to tell your money what to do or it will leave.
DAVE RAMSEY

Action Leaving Money Yourself
When I do something stupid with money and lose it, I call that Stupid Tax. I have paid so much Stupid Tax that I am expert.
DAVE RAMSEY

Funny Lose Money Myself Stupidity Tax
For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don’t back down.
DAVE RAMSEY

Family Future Goodness Stand Wrong

Teaching kids about money is never just about money.

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Teaching kids about money is never just about money.

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