You don’t build wealth with credit card rewards and airline miles. You can’t beat the credit card companies at their own game.
DAVE RAMSEYChange is painful. Few people have the courage to seek out change. Most people won’t change until the pain of where they are exceeds the pain of change.
More Dave Ramsey Quotes
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You can’t be in debt and win. It doesn’t work.
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It’s never too late to turn things around. You are the only obstacle.
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Financial winners don’t run sprints, they run marathons. They don’t rush. They do it step by step over time.
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Teaching kids about money is never just about money.
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A big part of being strong financially is that you know where you are weak and take action to make sure you don’t fall prey to the weakness. And we ALL are weak.
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Your priorities, passions, goals, and fears are shown clearly in the flow of your money.
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Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this.
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Without a mission statement, you may get to the top of the ladder and then realize it was leaning against the wrong building!
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The average millionaire can’t tell you who got thrown off the island last night.
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You must walk to the beat of a different drummer. The same beat that the wealthy hear. If the beat sounds normal, evacuate the dance floor immediately! The goal is to not be normal, because as my radio listeners know, normal is broke.
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Debt is dumb. Cash is king.
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After losing everything, I went on a quest to find out how money really works, how I could get control of it, and how I could have confidence in handling it.
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Knock out a small debt first so you get a quick win. Momentum is key.
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A lower interest rate doesn’t make a debt go away.
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Nothing happens without focus. Don’t try to do everything at once. Take it one step at a time.
DAVE RAMSEY