Doing a budget means learning an ancient and powerful word: NO.
DAVE RAMSEYWe learned early on that if we help enough people, the money will come.
More Dave Ramsey Quotes
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Money… is like a beautiful thoroughbred horse – very powerful & always in action, but unless this horse is trained when very young, it will be an out-of-control & dangerous animal when it grows to maturity.
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The paid-off home mortgage has taken the place of the BMW as the status symbol of choice.
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For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don’t back down.
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Change is painful. Few people have the courage to seek out change. Most people won’t change until the pain of where they are exceeds the pain of change.
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Just keep taking the next step and keep having excellence in the ordinary.
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It’s never too late to turn things around. You are the only obstacle.
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Debt gives you the ability to look like you’re winning when you’re not.
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Delegation requires the willingness to pay for short term failures in order to gain long term competency.
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Debt is dumb. Cash is king.
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We learned early on that if we help enough people, the money will come.
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Earning a lot of money is not the key to prosperity. How you handle it is.
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A good financial planner is going to do more than pick your funds.
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Your priorities, passions, goals, and fears are shown clearly in the flow of your money.
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Surround yourself with people who add the fuel of advice and encouragement to your fire.
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If hard work, integrity, thrift, and perseverance have caused you to succeed, then you don’t owe anyone an apology for winning.
DAVE RAMSEY