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The world will try to tell you that you need stuff to be somebody. Don’t listen.

Dave Ramsey

It’s never too late to turn things around. You are the only obstacle.
DAVE RAMSEY

Late Obstacle Yourself
You must plan your work and then work your plan.
DAVE RAMSEY

Inspirational Planning Work Yourself
Study the habits of the people you want to be like and then imitate them. If they are succeeding, they must be doing something right.
DAVE RAMSEY

Habit Imitation People Right Study Success Yourself
Rich isn’t an amount of money, it’s a mindset about how you live. If you believe you can win, you can.
DAVE RAMSEY

Amount Believe Inspirational Live Mindset Money Rich Yourself
Enabling is the enemy of motivation.
DAVE RAMSEY

Enemy Motivational Yourself
Wealth gained by dishonesty will be diminished, but he who gathers by labor will increase.
DAVE RAMSEY

Diminish Himself Honesty Increase Wealth Work
Adults devise a plan and follow it, children do what feels good.
DAVE RAMSEY

Adult Children Feeling Goodness Planning
At the end of the day we are not selling, we are serving.
DAVE RAMSEY

Day End Perspective Sell Service
Work-get paid; don’t work-don’t get paid. Everybody is on commission.
DAVE RAMSEY

Commission Paid Work
For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don’t back down.
DAVE RAMSEY

Family Future Goodness Stand Wrong
A lower interest rate doesn’t make a debt go away.
DAVE RAMSEY

Debt Interest Lower Money
When I do something stupid with money and lose it, I call that Stupid Tax. I have paid so much Stupid Tax that I am expert.
DAVE RAMSEY

Funny Lose Money Myself Stupidity Tax
Where you are today is the sum of every choice you’ve ever made. If you don’t like where you are, start making different choices!
DAVE RAMSEY

Choice Day Different Start Yourself
Those who don’t manage their money will always work for those who do.
DAVE RAMSEY

Management Money Work
You can’t work three hours a week and make $100,000. Get rich quick doesn’t work. Crock pot mentality always defeats microwave mentality!
DAVE RAMSEY

Defeat Mental Quick Rich Thinking Time Work
If hard work, integrity, thrift, and perseverance have caused you to succeed, then you don’t owe anyone an apology for winning.
DAVE RAMSEY

Apology Hard Work Integrity Perseverance Win

The world will try to tell you that you need stuff to be somebody. Don’t listen.

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The world will try to tell you that you need stuff to be somebody. Don’t listen.

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