Adults devise a plan and follow it, children do what feels good.
DAVE RAMSEYIf hard work, integrity, thrift, and perseverance have caused you to succeed, then you don’t owe anyone an apology for winning.
More Dave Ramsey Quotes
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I would not pre-pay. I would invest instead and let the investments cover it.
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Money is 80% behavior, 20% head knowledge. It’s what you do, not what you know.
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Your priorities, passions, goals, and fears are shown clearly in the flow of your money.
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You have the clean canvas of a whole week before you. Paint well.
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Doing a budget means learning an ancient and powerful word: NO.
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Without a mission statement, you may get to the top of the ladder and then realize it was leaning against the wrong building!
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Investing is important, but get debt-free first. That’s what frees up your income so you can win.
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You must walk to the beat of a different drummer. The same beat that the wealthy hear. If the beat sounds normal, evacuate the dance floor immediately! The goal is to not be normal, because as my radio listeners know, normal is broke.
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If you aren’t really careful, ‘The Good Enough’ can become the enemy of ‘The Best.’
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Remember, there’s ultimately only one way to financial peace, and that’s to walk daily with the Prince of Peace, Christ Jesus.
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Wealth comes from hard work but not because of hard work. Wealth comes because of God. Everything is His.
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You will either learn to manage money, or the lack of it will manage you.
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Bosses push, Leaders pull. Real leadership is servant leadership.
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Fear is the enemy of hope.
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If you help enough people, you don’t have to worry about money.
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Goals convert vision into ENERGY.
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When getting help with money, whether it is insurance, real estate or investments you should always look for a person with the heart of a teacher, not the heart of a salesman.
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For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don’t back down.
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One definition of maturity is learning to delay pleasure.
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Delegation requires the willingness to pay for short term failures in order to gain long term competency.
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You don’t build wealth with credit card rewards and airline miles. You can’t beat the credit card companies at their own game.
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Nothing happens without focus. Don’t try to do everything at once. Take it one step at a time.
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Pray like it all depends on God, but work like it all depends on you.
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I believe that through knowledge and discipline, financial peace is possible for all of us.
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Money… is like a beautiful thoroughbred horse – very powerful & always in action, but unless this horse is trained when very young, it will be an out-of-control & dangerous animal when it grows to maturity.
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Contentment is both the fruit and the tree.
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