“You will either learn to manage money, or the lack of it will manage you.”

A budget is telling your money where to go instead of wondering where it went.

Change is painful. Few people have the courage to seek out change. Most people won’t change until the pain of where they are exceeds the pain of change.

You must gain control over your money or the lack of it will forever control you.

One definition of maturity is learning to delay pleasure.

If you aren’t really careful, ‘The Good Enough’ can become the enemy of ‘The Best.’

Work is a surefire money-making scheme.

People are in such a hurry to launch their product or business that they seldom look at marketing from a bird’s eye view and they don’t create a systematic plan.

Debt is normal. Be weird.

You will only sacrifice when you passionately believe in the outcome.

There’s a great place to go when you’re broke–to work!

Money is not good or evil. It has no morals or intentions on its own. Money reflects the character of the user.

After losing everything, I went on a quest to find out how money really works, how I could get control of it, and how I could have confidence in handling it.

A good financial planner is going to do more than pick your funds.

Broke people giving financial advice is like a shop teacher with missing fingers.

The decision to go into debt alters the course and condition of your life. You no longer own it. You are owned.

Gratitude is really, really attractive. A child who is genuinely grateful makes you want to do anything for her, and that is true of adults as well.

I’ve learned, That when you’re in love, it shows.

I’m a very bad student, but a great learner.

It is not what we read, but what we remember, that makes us learned. It is not what we intend, but what we do that makes us useful. It is not a few faint wishes, but a life long struggle, that makes us valiant.

She has learned so much from dying only to be born again.

I’ve learned that you can’t make someone love you. All you can do is stalk them and hope they’ll panic and give in.

I believe it is my duty to share the gifts I have learned. How dare I have the tools for finding serenity and not share them with the world?

I wish I had given more time to learning classical singing.

Don’t let your heart depend on things That ornament life in a fleeting way! He who possesses, let him learn to lose, He who is fortunate, let him learn pain.