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A budget is telling your money where to go instead of wondering where it went.

Dave Ramsey

The paid-off home mortgage has taken the place of the BMW as the status symbol of choice.
DAVE RAMSEY

Choice Home Place Status Symbol
Be an evangelist with your excellence.
DAVE RAMSEY

Excellence One Liner
It’s never too late to turn things around. You are the only obstacle.
DAVE RAMSEY

Late Obstacle Yourself
Do not let your life, ministry or organization go faster than your resources.
DAVE RAMSEY

Fast Life Organization Resource Yourself
Remember, there’s ultimately only one way to financial peace, and that’s to walk daily with the Prince of Peace, Christ Jesus.
DAVE RAMSEY

Financial Oneself Peace Remember Walk Way
Be very proud of what you do, and if you aren’t then change it.
DAVE RAMSEY

Change Inspirational Proud Yourself
When I do something stupid with money and lose it, I call that Stupid Tax. I have paid so much Stupid Tax that I am expert.
DAVE RAMSEY

Funny Lose Money Myself Stupidity Tax
The decision to go into debt alters the course and condition of your life. You no longer own it. You are owned.
DAVE RAMSEY

Course Decision Life Yourself
Study the habits of the people you want to be like and then imitate them. If they are succeeding, they must be doing something right.
DAVE RAMSEY

Habit Imitation People Right Study Success Yourself
Good things that cannot be calculated or quantified are set in motion in your life and in your finances when you give.
DAVE RAMSEY

Calculation Financial Goodness Life Motion Yourself
Debt is dumb. Cash is king.
DAVE RAMSEY

Cash Debt Dumb King One Liner
Where you are today is the sum of every choice you’ve ever made. If you don’t like where you are, start making different choices!
DAVE RAMSEY

Choice Day Different Start Yourself
You must walk to the beat of a different drummer. The same beat that the wealthy hear. If the beat sounds normal, evacuate the dance floor immediately! The goal is to not be normal, because as my radio listeners know, normal is broke.
DAVE RAMSEY

Dance Different Listening Normal Sound Walk Wealth Yourself
Making mistakes and learning from them is crucial to winning.
DAVE RAMSEY

Learning Mistake Win
Adults devise a plan and follow it, children do what feels good.
DAVE RAMSEY

Adult Children Feeling Goodness Planning
Great talent stands in line to join your team because the culture becomes the stuff of legend.
DAVE RAMSEY

Culture Greatness Legend Talent Team

A budget is telling your money where to go instead of wondering where it went.

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A budget is telling your money where to go instead of wondering where it went.

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