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A budget is telling your money where to go instead of wondering where it went.

Dave Ramsey

Money is not good or evil. It has no morals or intentions on its own. Money reflects the character of the user.
DAVE RAMSEY

Character Evil Goodness Intention Money Moral Reflection
Those who don’t manage their money will always work for those who do.
DAVE RAMSEY

Management Money Work
Work is a surefire money-making scheme.
DAVE RAMSEY

Fire Money Scheme Work
If you will live like no one else, later you can live like no one else.
DAVE RAMSEY

Live Oneself Yourself
Debt is dumb. Cash is king.
DAVE RAMSEY

Cash Debt Dumb King One Liner
You’ve got to tell your money what to do or it will leave.
DAVE RAMSEY

Action Leaving Money Yourself
Change is painful. Few people have the courage to seek out change. Most people won’t change until the pain of where they are exceeds the pain of change.
DAVE RAMSEY

Change Courage Deep Pain Seek
Be very proud of what you do, and if you aren’t then change it.
DAVE RAMSEY

Change Inspirational Proud Yourself
When getting help with money, whether it is insurance, real estate or investments you should always look for a person with the heart of a teacher, not the heart of a salesman.
DAVE RAMSEY

Heart Help Man Money Person Teacher Yourself
People are in such a hurry to launch their product or business that they seldom look at marketing from a bird’s eye view and they don’t create a systematic plan.
DAVE RAMSEY

Business Creation People Planning Product
Remember, there’s ultimately only one way to financial peace, and that’s to walk daily with the Prince of Peace, Christ Jesus.
DAVE RAMSEY

Financial Oneself Peace Remember Walk Way
Contentment may be the most powerful Financial Principle. You can give more, avoid debt, and live better.
DAVE RAMSEY

Better Content Financial Live Powerful Principle
Debt is normal. Be weird.
DAVE RAMSEY

Debt Normal One Liner Weird
Money is 80% behavior, 20% head knowledge. It’s what you do, not what you know.
DAVE RAMSEY

Knowledge Money Yourself
More wealth doesn’t fix your life. More wealth makes you more of what you already are.
DAVE RAMSEY

Fix Life Money Wealth Yourself
Work is doing it. Discipline is doing it every day. Diligence is doing it well every day.
DAVE RAMSEY

Action Day Diligent Discipline Work

A budget is telling your money where to go instead of wondering where it went.

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A budget is telling your money where to go instead of wondering where it went.

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