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A budget is telling your money where to go instead of wondering where it went.

Dave Ramsey

Where you are today is the sum of every choice you’ve ever made. If you don’t like where you are, start making different choices!
DAVE RAMSEY

Choice Day Different Start Yourself
More wealth doesn’t fix your life. More wealth makes you more of what you already are.
DAVE RAMSEY

Fix Life Money Wealth Yourself
Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this.
DAVE RAMSEY

Financial Investment Learning Live Peace Yourself
If you help enough people, you don’t have to worry about money.
DAVE RAMSEY

Enough Help People Worry Yourself
Debt is normal. Be weird.
DAVE RAMSEY

Debt Normal One Liner Weird
Work is doing it. Discipline is doing it every day. Diligence is doing it well every day.
DAVE RAMSEY

Action Day Diligent Discipline Work
After losing everything, I went on a quest to find out how money really works, how I could get control of it, and how I could have confidence in handling it.
DAVE RAMSEY

Confidence Control Journey Lost Money Myself
Gratitude is really, really attractive. A child who is genuinely grateful makes you want to do anything for her, and that is true of adults as well.
DAVE RAMSEY

Adult Attraction Children Gratitude Herself True
Do not let your life, ministry or organization go faster than your resources.
DAVE RAMSEY

Fast Life Organization Resource Yourself
Teaching kids about money is never just about money.
DAVE RAMSEY

Children Money Teaching
The world will try to tell you that you need stuff to be somebody. Don’t listen.
DAVE RAMSEY

Listening Material Need World Yourself
For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don’t back down.
DAVE RAMSEY

Family Future Goodness Stand Wrong
Work is a surefire money-making scheme.
DAVE RAMSEY

Fire Money Scheme Work
Bosses push, Leaders pull. Real leadership is servant leadership.
DAVE RAMSEY

Leadership Servant Service
If you come with mercy but not justice; that’s called enabling.
DAVE RAMSEY

Justice Mercy Yourself
Enabling is the enemy of motivation.
DAVE RAMSEY

Enemy Motivational Yourself

A budget is telling your money where to go instead of wondering where it went.

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A budget is telling your money where to go instead of wondering where it went.

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