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The average millionaire can’t tell you who got thrown off the island last night.

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Marilyn Monroe Paulo Coelho Abraham Lincoln C. S. Lewis Khalil Gibran Charlie Chaplin Gautama Buddha Isaac Newton

Doing a budget means learning an ancient and powerful word: NO.
DAVE RAMSEY

Ancient Learning No Powerful Word
I believe that through knowledge and discipline, financial peace is possible for all of us.
DAVE RAMSEY

Believe Discipline Knowledge Myself Possible
The decision to go into debt alters the course and condition of your life. You no longer own it. You are owned.
DAVE RAMSEY

Course Decision Life Yourself
Change is painful. Few people have the courage to seek out change. Most people won’t change until the pain of where they are exceeds the pain of change.
DAVE RAMSEY

Change Courage Deep Pain Seek
Just keep taking the next step and keep having excellence in the ordinary.
DAVE RAMSEY

Excellence Ordinary
There’s a great place to go when you’re broke–to work!
DAVE RAMSEY

Broke Greatness Place Poor Work Yourself
Poor is a state of mind. Broke is, ‘I’m just passing through.’
DAVE RAMSEY

Mindset Myself Poor State
Teaching kids about money is never just about money.
DAVE RAMSEY

Children Money Teaching
One definition of maturity is learning to delay pleasure.
DAVE RAMSEY

Definition Happiness Learning Maturity Oneself
Be very proud of what you do, and if you aren’t then change it.
DAVE RAMSEY

Change Inspirational Proud Yourself
Fear is the enemy of hope.
DAVE RAMSEY

Enemy Fear Hope One Liner
Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this.
DAVE RAMSEY

Financial Investment Learning Live Peace Yourself
Broke is normal. Why be normal?
DAVE RAMSEY

Broke Normal One Liner
Without a mission statement, you may get to the top of the ladder and then realize it was leaning against the wrong building!
DAVE RAMSEY

Building Mission Statement Wrong
When you create a basic budget and stick to it, it will suddenly seem like you have more money.
DAVE RAMSEY

Appearance Budget Creation Money Yourself
Investing is important, but get debt-free first. That’s what frees up your income so you can win.
DAVE RAMSEY

Freedom Income Investment Win Yourself

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