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Goals are visions and dreams with work clothes on.

Dave Ramsey

If you come with mercy but not justice; that’s called enabling.
DAVE RAMSEY

Justice Mercy Yourself
You don’t build wealth with credit card rewards and airline miles. You can’t beat the credit card companies at their own game.
DAVE RAMSEY

Build Company Game Reward Wealth Yourself
The first step in taking control of your money is to stop borrowing money. Start using cash today.
DAVE RAMSEY

Cash Control Money Start Yourself
Debt gives you the ability to look like you’re winning when you’re not.
DAVE RAMSEY

Ability Appearance Win Yourself
Feeling lost? Take a dream and convert it into small goals, then start taking the steps to hit those goals.
DAVE RAMSEY

Dreams Feeling Goal Inspirational Journey Lost Motivational Small Start
Bosses push, Leaders pull. Real leadership is servant leadership.
DAVE RAMSEY

Leadership Servant Service
When getting help with money, whether it is insurance, real estate or investments you should always look for a person with the heart of a teacher, not the heart of a salesman.
DAVE RAMSEY

Heart Help Man Money Person Teacher Yourself
Wealth comes from hard work but not because of hard work. Wealth comes because of God. Everything is His.
DAVE RAMSEY

God Hard Work Himself Religious Wealth
Work-get paid; don’t work-don’t get paid. Everybody is on commission.
DAVE RAMSEY

Commission Paid Work
Financial winners don’t run sprints, they run marathons. They don’t rush. They do it step by step over time.
DAVE RAMSEY

Financial Run Rush Spirit Time Win
Being willing to delay pleasure for a greater result is a sign of maturity.
DAVE RAMSEY

Greatness Happiness Maturity Result Willing
You will either learn to manage money, or the lack of it will manage you.
DAVE RAMSEY

Learning Management Money Yourself
For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don’t back down.
DAVE RAMSEY

Family Future Goodness Stand Wrong
You must gain control over your money or the lack of it will forever control you.
DAVE RAMSEY

Control Forever Money Yourself
Goals convert vision into ENERGY.
DAVE RAMSEY

Convert Energy Goal One Liner Vision
Be an evangelist with your excellence.
DAVE RAMSEY

Excellence One Liner

Goals are visions and dreams with work clothes on.

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Goals are visions and dreams with work clothes on.

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