I would not pre-pay. I would invest instead and let the investments cover it.
DAVE RAMSEYYou must plan your work and then work your plan.
More Dave Ramsey Quotes
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If hard work, integrity, thrift, and perseverance have caused you to succeed, then you don’t owe anyone an apology for winning.
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Wealth comes from hard work but not because of hard work. Wealth comes because of God. Everything is His.
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Debt gives you the ability to look like you’re winning when you’re not.
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You have the clean canvas of a whole week before you. Paint well.
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Opening your hands will set you free.
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Broke people giving financial advice is like a shop teacher with missing fingers.
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Your priorities, passions, goals, and fears are shown clearly in the flow of your money.
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Fear is the enemy of hope.
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You can get anywhere if you simply go one step at a time.
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Enabling is the enemy of motivation.
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Without a mission statement, you may get to the top of the ladder and then realize it was leaning against the wrong building!
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Contentment may be the most powerful Financial Principle. You can give more, avoid debt, and live better.
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When you create a basic budget and stick to it, it will suddenly seem like you have more money.
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Change is painful. Few people have the courage to seek out change. Most people won’t change until the pain of where they are exceeds the pain of change.
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If you aren’t really careful, ‘The Good Enough’ can become the enemy of ‘The Best.’
DAVE RAMSEY