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You can’t be in debt and win. It doesn’t work.

Dave Ramsey

Adults devise a plan and follow it, children do what feels good.
DAVE RAMSEY

Adult Children Feeling Goodness Planning
At the end of the day we are not selling, we are serving.
DAVE RAMSEY

Day End Perspective Sell Service
You will only sacrifice when you passionately believe in the outcome.
DAVE RAMSEY

Believe Passion Sacrifice Yourself
Study the habits of the people you want to be like and then imitate them. If they are succeeding, they must be doing something right.
DAVE RAMSEY

Habit Imitation People Right Study Success Yourself
Work is a surefire money-making scheme.
DAVE RAMSEY

Fire Money Scheme Work
Financial winners don’t run sprints, they run marathons. They don’t rush. They do it step by step over time.
DAVE RAMSEY

Financial Run Rush Spirit Time Win
You can get anywhere if you simply go one step at a time.
DAVE RAMSEY

Simplicity Time Yourself
When getting help with money, whether it is insurance, real estate or investments you should always look for a person with the heart of a teacher, not the heart of a salesman.
DAVE RAMSEY

Heart Help Man Money Person Teacher Yourself
Wealth comes from hard work but not because of hard work. Wealth comes because of God. Everything is His.
DAVE RAMSEY

God Hard Work Himself Religious Wealth
You don’t build wealth with credit card rewards and airline miles. You can’t beat the credit card companies at their own game.
DAVE RAMSEY

Build Company Game Reward Wealth Yourself
The decision to go into debt alters the course and condition of your life. You no longer own it. You are owned.
DAVE RAMSEY

Course Decision Life Yourself
Ideas are a dime a dozen. People who execute them are not.
DAVE RAMSEY

Execution Ideas People
After losing everything, I went on a quest to find out how money really works, how I could get control of it, and how I could have confidence in handling it.
DAVE RAMSEY

Confidence Control Journey Lost Money Myself
Opening your hands will set you free.
DAVE RAMSEY

Freedom Hands Open Yourself
When you create a basic budget and stick to it, it will suddenly seem like you have more money.
DAVE RAMSEY

Appearance Budget Creation Money Yourself
Money is not good or evil. It has no morals or intentions on its own. Money reflects the character of the user.
DAVE RAMSEY

Character Evil Goodness Intention Money Moral Reflection

You can’t be in debt and win. It doesn’t work.

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You can’t be in debt and win. It doesn’t work.

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