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Wealth comes from hard work but not because of hard work. Wealth comes because of God. Everything is His.

Dave Ramsey

Work is a surefire money-making scheme.
DAVE RAMSEY

Fire Money Scheme Work
The average millionaire can’t tell you who got thrown off the island last night.
DAVE RAMSEY

Average Fire Job Lost Millionaire
Poor is a state of mind. Broke is, ‘I’m just passing through.’
DAVE RAMSEY

Mindset Myself Poor State
Work-get paid; don’t work-don’t get paid. Everybody is on commission.
DAVE RAMSEY

Commission Paid Work
Fear is the enemy of hope.
DAVE RAMSEY

Enemy Fear Hope One Liner
We learned early on that if we help enough people, the money will come.
DAVE RAMSEY

Early Enough Help Learning Money People
Study the habits of the people you want to be like and then imitate them. If they are succeeding, they must be doing something right.
DAVE RAMSEY

Habit Imitation People Right Study Success Yourself
Just keep taking the next step and keep having excellence in the ordinary.
DAVE RAMSEY

Excellence Ordinary
Leading a family is the hardest job a man can ever have.
DAVE RAMSEY

Family Hard Job Leadership Man
Where you are today is the sum of every choice you’ve ever made. If you don’t like where you are, start making different choices!
DAVE RAMSEY

Choice Day Different Start Yourself
Money… is like a beautiful thoroughbred horse – very powerful & always in action, but unless this horse is trained when very young, it will be an out-of-control & dangerous animal when it grows to maturity.
DAVE RAMSEY

Action Animal Beautiful Dangerous Growth Maturity Money Powerful
Financial Security is not enough money to buy toys. That is to learn to live with less money than you earn. So, you can help other individuals or investors. You are not a winner until done it.
DAVE RAMSEY

Financial Help Investment Learning Live Money Security Win Yourself
I believe that through knowledge and discipline, financial peace is possible for all of us.
DAVE RAMSEY

Believe Discipline Knowledge Myself Possible
Wealth gained by dishonesty will be diminished, but he who gathers by labor will increase.
DAVE RAMSEY

Diminish Himself Honesty Increase Wealth Work
The decision to go into debt alters the course and condition of your life. You no longer own it. You are owned.
DAVE RAMSEY

Course Decision Life Yourself
Debt is normal. Be weird.
DAVE RAMSEY

Debt Normal One Liner Weird

Wealth comes from hard work but not because of hard work. Wealth comes because of God. Everything is His.

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Wealth comes from hard work but not because of hard work. Wealth comes because of God. Everything is His.

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