Where you are today is the sum of every choice you’ve ever made. If you don’t like where you are, start making different choices!
DAVE RAMSEYMoney is 80% behavior, 20% head knowledge. It’s what you do, not what you know.
More Dave Ramsey Quotes
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The decision to go into debt alters the course and condition of your life. You no longer own it. You are owned.
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If you will make the sacrifices now that most people aren’t willing to make, later on you will be able to live as those folks will never be able to live.
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One definition of maturity is learning to delay pleasure.
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At the end of the day we are not selling, we are serving.
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When I do something stupid with money and lose it, I call that Stupid Tax. I have paid so much Stupid Tax that I am expert.
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In order to be a great marketer, you have to be focused and intense and look at scarcity, urgency, activity and passion in the marketplace.
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Debt is normal. Be weird.
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When you create a basic budget and stick to it, it will suddenly seem like you have more money.
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When getting help with money, whether it is insurance, real estate or investments you should always look for a person with the heart of a teacher, not the heart of a salesman.
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Work is doing it. Discipline is doing it every day. Diligence is doing it well every day.
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Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this.
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You don’t build wealth with credit card rewards and airline miles. You can’t beat the credit card companies at their own game.
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Being willing to delay pleasure for a greater result is a sign of maturity.
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Just keep taking the next step and keep having excellence in the ordinary.
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Teaching kids about money is never just about money.
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