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Pray like it all depends on God, but work like it all depends on you.

Dave Ramsey

You don’t build wealth with credit card rewards and airline miles. You can’t beat the credit card companies at their own game.
DAVE RAMSEY

Build Company Game Reward Wealth Yourself
You must walk to the beat of a different drummer. The same beat that the wealthy hear. If the beat sounds normal, evacuate the dance floor immediately! The goal is to not be normal, because as my radio listeners know, normal is broke.
DAVE RAMSEY

Dance Different Listening Normal Sound Walk Wealth Yourself
Nothing happens without focus. Don’t try to do everything at once. Take it one step at a time.
DAVE RAMSEY

Focus Oneself Step Time Try
Doing a budget means learning an ancient and powerful word: NO.
DAVE RAMSEY

Ancient Learning No Powerful Word
Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this.
DAVE RAMSEY

Financial Investment Learning Live Peace Yourself
Knock out a small debt first so you get a quick win. Momentum is key.
DAVE RAMSEY

Key Momentum Quick Small Win
After losing everything, I went on a quest to find out how money really works, how I could get control of it, and how I could have confidence in handling it.
DAVE RAMSEY

Confidence Control Journey Lost Money Myself
The first step in taking control of your money is to stop borrowing money. Start using cash today.
DAVE RAMSEY

Cash Control Money Start Yourself
Delegation requires the willingness to pay for short term failures in order to gain long term competency.
DAVE RAMSEY

Delegation Failure Pay Willing
Poor is a state of mind. Broke is, ‘I’m just passing through.’
DAVE RAMSEY

Mindset Myself Poor State
You can’t be in debt and win. It doesn’t work.
DAVE RAMSEY

Debt Win Work Yourself
You have the clean canvas of a whole week before you. Paint well.
DAVE RAMSEY

Art Cleaning Paint Yourself
Money is 80% behavior, 20% head knowledge. It’s what you do, not what you know.
DAVE RAMSEY

Knowledge Money Yourself
Debt is normal. Be weird.
DAVE RAMSEY

Debt Normal One Liner Weird
Broke is normal. Why be normal?
DAVE RAMSEY

Broke Normal One Liner
Enabling is the enemy of motivation.
DAVE RAMSEY

Enemy Motivational Yourself

Pray like it all depends on God, but work like it all depends on you.

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Pray like it all depends on God, but work like it all depends on you.

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