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Pray like it all depends on God, but work like it all depends on you.

Dave Ramsey

It’s never too late to turn things around. You are the only obstacle.
DAVE RAMSEY

Late Obstacle Yourself
The paid-off home mortgage has taken the place of the BMW as the status symbol of choice.
DAVE RAMSEY

Choice Home Place Status Symbol
A budget is telling your money where to go instead of wondering where it went.
DAVE RAMSEY

Direction Money Yourself
You will either learn to manage money, or the lack of it will manage you.
DAVE RAMSEY

Learning Management Money Yourself
Be an evangelist with your excellence.
DAVE RAMSEY

Excellence One Liner
You can’t work three hours a week and make $100,000. Get rich quick doesn’t work. Crock pot mentality always defeats microwave mentality!
DAVE RAMSEY

Defeat Mental Quick Rich Thinking Time Work
Gratitude is really, really attractive. A child who is genuinely grateful makes you want to do anything for her, and that is true of adults as well.
DAVE RAMSEY

Adult Attraction Children Gratitude Herself True
Be very proud of what you do, and if you aren’t then change it.
DAVE RAMSEY

Change Inspirational Proud Yourself
The world will try to tell you that you need stuff to be somebody. Don’t listen.
DAVE RAMSEY

Listening Material Need World Yourself
For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don’t back down.
DAVE RAMSEY

Family Future Goodness Stand Wrong
We’ve really got to stop looking to Washington to fix our problems. It obviously doesn’t have the ability to do that. People who are successful are not successful because of the president.
DAVE RAMSEY

Ability President Problem Stop Success
Goals are visions and dreams with work clothes on.
DAVE RAMSEY

Clothes Dreams Goal Vision
Every person falls down at some point. Successful people choose to get back up!
DAVE RAMSEY

Back Up Choice Fall People Person Point Success
If you come with mercy but not justice; that’s called enabling.
DAVE RAMSEY

Justice Mercy Yourself
You must walk to the beat of a different drummer. The same beat that the wealthy hear. If the beat sounds normal, evacuate the dance floor immediately! The goal is to not be normal, because as my radio listeners know, normal is broke.
DAVE RAMSEY

Dance Different Listening Normal Sound Walk Wealth Yourself
Opening your hands will set you free.
DAVE RAMSEY

Freedom Hands Open Yourself

Pray like it all depends on God, but work like it all depends on you.

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Pray like it all depends on God, but work like it all depends on you.

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