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Where you are today is the sum of every choice you’ve ever made. If you don’t like where you are, start making different choices!

Dave Ramsey

Money is 80% behavior, 20% head knowledge. It’s what you do, not what you know.
DAVE RAMSEY

Knowledge Money Yourself
Work is a surefire money-making scheme.
DAVE RAMSEY

Fire Money Scheme Work
When I do something stupid with money and lose it, I call that Stupid Tax. I have paid so much Stupid Tax that I am expert.
DAVE RAMSEY

Funny Lose Money Myself Stupidity Tax
When you create a basic budget and stick to it, it will suddenly seem like you have more money.
DAVE RAMSEY

Appearance Budget Creation Money Yourself
A lower interest rate doesn’t make a debt go away.
DAVE RAMSEY

Debt Interest Lower Money
If you come with mercy but not justice; that’s called enabling.
DAVE RAMSEY

Justice Mercy Yourself
Fear is the enemy of hope.
DAVE RAMSEY

Enemy Fear Hope One Liner
No one got rich on a government program. Do not choose to be a common man. You can be uncommon.
DAVE RAMSEY

Government Man Program Rich Yourself
The decision to go into debt alters the course and condition of your life. You no longer own it. You are owned.
DAVE RAMSEY

Course Decision Life Yourself
Financial Security is not enough money to buy toys. That is to learn to live with less money than you earn. So, you can help other individuals or investors. You are not a winner until done it.
DAVE RAMSEY

Financial Help Investment Learning Live Money Security Win Yourself
Work is doing it. Discipline is doing it every day. Diligence is doing it well every day.
DAVE RAMSEY

Action Day Diligent Discipline Work
Change is painful. Few people have the courage to seek out change. Most people won’t change until the pain of where they are exceeds the pain of change.
DAVE RAMSEY

Change Courage Deep Pain Seek
People are in such a hurry to launch their product or business that they seldom look at marketing from a bird’s eye view and they don’t create a systematic plan.
DAVE RAMSEY

Business Creation People Planning Product
We’ve really got to stop looking to Washington to fix our problems. It obviously doesn’t have the ability to do that. People who are successful are not successful because of the president.
DAVE RAMSEY

Ability President Problem Stop Success
You must gain control over your money or the lack of it will forever control you.
DAVE RAMSEY

Control Forever Money Yourself
When you’re trying to achieve a goal, negative people will just bring you down. Surround yourself with the positive.
DAVE RAMSEY

Achievement Goal Grace Negative People Positive Surround Yourself

Where you are today is the sum of every choice you’ve ever made. If you don’t like where you are, start making different choices!

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Where you are today is the sum of every choice you’ve ever made. If you don’t like where you are, start making different choices!

Related Topics

Popular Authors

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