It’s never too late to turn things around. You are the only obstacle.
DAVE RAMSEYStudy the habits of the people you want to be like and then imitate them. If they are succeeding, they must be doing something right.
More Dave Ramsey Quotes
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Do not let your life, ministry or organization go faster than your resources.
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Work-get paid; don’t work-don’t get paid. Everybody is on commission.
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Surround yourself with people who add the fuel of advice and encouragement to your fire.
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Teaching kids about money is never just about money.
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You must walk to the beat of a different drummer. The same beat that the wealthy hear. If the beat sounds normal, evacuate the dance floor immediately! The goal is to not be normal, because as my radio listeners know, normal is broke.
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Adults devise a plan and follow it, children do what feels good.
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Broke is normal. Why be normal?
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Work is doing it. Discipline is doing it every day. Diligence is doing it well every day.
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You can get anywhere if you simply go one step at a time.
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We’ve really got to stop looking to Washington to fix our problems. It obviously doesn’t have the ability to do that. People who are successful are not successful because of the president.
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I believe that through knowledge and discipline, financial peace is possible for all of us.
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Knock out a small debt first so you get a quick win. Momentum is key.
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If you help enough people, you don’t have to worry about money.
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No one got rich on a government program. Do not choose to be a common man. You can be uncommon.
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There’s a great place to go when you’re broke–to work!
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If you aren’t really careful, ‘The Good Enough’ can become the enemy of ‘The Best.’
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Nothing happens without focus. Don’t try to do everything at once. Take it one step at a time.
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If hard work, integrity, thrift, and perseverance have caused you to succeed, then you don’t owe anyone an apology for winning.
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When I do something stupid with money and lose it, I call that Stupid Tax. I have paid so much Stupid Tax that I am expert.
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A budget is telling your money where to go instead of wondering where it went.
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Debt is normal. Be weird.
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Poor is a state of mind. Broke is, ‘I’m just passing through.’
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You don’t build wealth with credit card rewards and airline miles. You can’t beat the credit card companies at their own game.
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When getting help with money, whether it is insurance, real estate or investments you should always look for a person with the heart of a teacher, not the heart of a salesman.
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Contentment may be the most powerful Financial Principle. You can give more, avoid debt, and live better.
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People are in such a hurry to launch their product or business that they seldom look at marketing from a bird’s eye view and they don’t create a systematic plan.
DAVE RAMSEY