“I would not pre-pay. I would invest instead and let the investments cover it.”

Change is painful. Few people have the courage to seek out change. Most people won’t change until the pain of where they are exceeds the pain of change.

You must gain control over your money or the lack of it will forever control you.

One definition of maturity is learning to delay pleasure.

If you aren’t really careful, ‘The Good Enough’ can become the enemy of ‘The Best.’

Work is a surefire money-making scheme.

People are in such a hurry to launch their product or business that they seldom look at marketing from a bird’s eye view and they don’t create a systematic plan.

Debt is normal. Be weird.

You will only sacrifice when you passionately believe in the outcome.

There’s a great place to go when you’re broke–to work!

Money is not good or evil. It has no morals or intentions on its own. Money reflects the character of the user.

After losing everything, I went on a quest to find out how money really works, how I could get control of it, and how I could have confidence in handling it.

A good financial planner is going to do more than pick your funds.

Broke people giving financial advice is like a shop teacher with missing fingers.

The decision to go into debt alters the course and condition of your life. You no longer own it. You are owned.

Gratitude is really, really attractive. A child who is genuinely grateful makes you want to do anything for her, and that is true of adults as well.

The average millionaire can’t tell you who got thrown off the island last night.

Leadership is influence, nothing more, nothing less. How do you gain influence from people? You invest in them. How do you invest in them? It starts with giving them time.

I am very scared to invest emotionally in a relationship.

Prayer is an investment. The time you dedicate to prayer isn’t lost; it will return dividends far greater than what a few moments spent on a task ever could. If we fail to cultivate this discipline, prayer winds up being our last resort rather than our first response.

I am releasing all things that no longer serve me and pouring more energy into love, light and positive vibes.

States have invested themselves with the right to legitimise violence – so who gets criminalised and delegitimised? Only – or well that’s excessive – usually, the resistance.

We believe, that is, you and I, that education is not an expense. We believe it is an investment.

Young people: marry simply, start your life, and party later. Think of how much babysitting for your future colicky baby you could buy with that wedding budget. Think of how much marriage therapy you could buy. Invest in your marriage, not your wedding.

Once your soul has been enlarged by a truth, it can never return to its original size.