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At the end of the day we are not selling, we are serving.

Dave Ramsey

Wealth comes from hard work but not because of hard work. Wealth comes because of God. Everything is His.
DAVE RAMSEY

God Hard Work Himself Religious Wealth
Knock out a small debt first so you get a quick win. Momentum is key.
DAVE RAMSEY

Key Momentum Quick Small Win
You’ve got to tell your money what to do or it will leave.
DAVE RAMSEY

Action Leaving Money Yourself
Being willing to delay pleasure for a greater result is a sign of maturity.
DAVE RAMSEY

Greatness Happiness Maturity Result Willing
Just keep taking the next step and keep having excellence in the ordinary.
DAVE RAMSEY

Excellence Ordinary
Nothing happens without focus. Don’t try to do everything at once. Take it one step at a time.
DAVE RAMSEY

Focus Oneself Step Time Try
Be an evangelist with your excellence.
DAVE RAMSEY

Excellence One Liner
Work is a surefire money-making scheme.
DAVE RAMSEY

Fire Money Scheme Work
If you will make the sacrifices now that most people aren’t willing to make, later on you will be able to live as those folks will never be able to live.
DAVE RAMSEY

Friendship Live People Sacrifice Willing
When you create a basic budget and stick to it, it will suddenly seem like you have more money.
DAVE RAMSEY

Appearance Budget Creation Money Yourself
A lower interest rate doesn’t make a debt go away.
DAVE RAMSEY

Debt Interest Lower Money
If you come with mercy but not justice; that’s called enabling.
DAVE RAMSEY

Justice Mercy Yourself
You can’t work three hours a week and make $100,000. Get rich quick doesn’t work. Crock pot mentality always defeats microwave mentality!
DAVE RAMSEY

Defeat Mental Quick Rich Thinking Time Work
Gratitude is really, really attractive. A child who is genuinely grateful makes you want to do anything for her, and that is true of adults as well.
DAVE RAMSEY

Adult Attraction Children Gratitude Herself True
No one got rich on a government program. Do not choose to be a common man. You can be uncommon.
DAVE RAMSEY

Government Man Program Rich Yourself
Contentment is both the fruit and the tree.
DAVE RAMSEY

Advice Contentment Fruit Tree

At the end of the day we are not selling, we are serving.

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At the end of the day we are not selling, we are serving.

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