If you come with mercy but not justice; that’s called enabling.
DAVE RAMSEYTeaching kids about money is never just about money.
More Dave Ramsey Quotes
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Doing a budget means learning an ancient and powerful word: NO.
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The paid-off home mortgage has taken the place of the BMW as the status symbol of choice.
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We live in a culture full of hares; but the tortoise always wins.
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At the end of the day we are not selling, we are serving.
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Be very proud of what you do, and if you aren’t then change it.
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Without a mission statement, you may get to the top of the ladder and then realize it was leaning against the wrong building!
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Poor is a state of mind. Broke is, ‘I’m just passing through.’
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The decision to go into debt alters the course and condition of your life. You no longer own it. You are owned.
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People are in such a hurry to launch their product or business that they seldom look at marketing from a bird’s eye view and they don’t create a systematic plan.
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If people in America would get their finances together and start taking care of each other, we could put the government out of business.
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Money… is like a beautiful thoroughbred horse – very powerful & always in action, but unless this horse is trained when very young, it will be an out-of-control & dangerous animal when it grows to maturity.
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You will only sacrifice when you passionately believe in the outcome.
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You must walk to the beat of a different drummer. The same beat that the wealthy hear. If the beat sounds normal, evacuate the dance floor immediately! The goal is to not be normal, because as my radio listeners know, normal is broke.
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Good things that cannot be calculated or quantified are set in motion in your life and in your finances when you give.
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Broke people giving financial advice is like a shop teacher with missing fingers.
DAVE RAMSEY






