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Rich people manage their money well. Poor people mismanage their money well.

T. Harv Eker

Here’s an equation I want you to remember for the rest of your life: CZ = WZ. It means your “comfort zone” equals your “wealth zone.” By expanding your comfort zone, you will expand the size of your income and wealth zone.
T. HARV EKER

Comfort Equal Equation Life Mean Remember Rest Want Wealth Zone
Complaining becomes a habit. Focusing on the negative also becomes a habit. It’s one of the most detrimental habits you can possibly have. It can negatively impact you socially, affecting your personal happiness, but it can also subconsciously sabotage your money and success.
T. HARV EKER

Become Complain Habit
It’s not enough to be in the right place at the right time. You have to be the right person in the right place at the right time.
T. HARV EKER

Enough Person Place Right Time
Successful people have fear, successful people have doubts, and successful people have worries. They just don’t let these feelings stop them.
T. HARV EKER

Feeling People Stop Successful Worry
If your goal is to be comfortable, chances are you’ll never get rich. But if your goal is to be rich, chances are you’ll end up mighty comfortable.
T. HARV EKER

Chance Comfortable End Get Goal Mightly never Rich
It’s what’s invisible that creates what’s visible.
T. HARV EKER

Crete Invisible Visible What
It means being willing to do whatever it takes for as long as it takes. This is the warrior’s way. No excuses, no ifs, no butts, no maybes-and failure isn’t an option. The warrior’s way is simple: “I will be rich or I will die trying.”
T. HARV EKER

Excuse Lake Long Maybe Option Rich Simple Try Warrior
If you want to make a permanent change, stop focusing on the size of your problems and start focusing on the size of you!
T. HARV EKER

Cange Docus Make Permanent Problem Size Start Want Your
Rich people are committed to enough to do whatever it takes. Period.
T. HARV EKER

Commit Do Enough People Period Rich Take Whatever
If you are insecure, guess what? The rest of the world is too. Do not overestimate the competition and underestimate yourself. You are better than you think.
T. HARV EKER

Guess Insecure Rest Too What World
My inner world creates my outer world.
T. HARV EKER

Create Inner Outer World
The size of the problem is never the issue — what matters is the size of you!
T. HARV EKER

Atter Issue never Problem Size You
It’s simple arithmetic: “Your income can grow only to the extent you do.”
T. HARV EKER

Arithmetic Do Extent Grow Income Only Simple Yo
The secret to freedom is to realize that you don’t have to believe your mind. You don’t have to believe your story.
T. HARV EKER

Believe Freedom Mind Realize Secret
The number one reason most people don’t get what they want is that they don’t know what they want. Rich people are totally clear that they want wealth. They are unwavering in their desire. They are fully committed to creating wealth.
T. HARV EKER

Get Know Most Number People Reason Want
It comes down to this: either you control money, or it controls you. To control money, you must manage it.
T. HARV EKER

Come Control Down Either Manage Money
Don’t let them bother you. In fact, don’t even call them problems; refer to them as “challenges” or “situations”.
T. HARV EKER

Bother Challenge Fact Let Problem Situation Viall
In every forest, on every farm, in every orchard on earth, it’s what’s under the ground that creates what’s above the ground. That’s why placing your attention on the fruits that you have already grown is futile.
T. HARV EKER

Above Create Earth Every Farm Forest Grund Orchard Under
The third level of wanting is “I commit to being rich.” The definition of the word commit is to “devote oneself unreservedly.” This means holding absolutely nothing back; giving 100 percent of everything you’ve got to achieving wealth.
T. HARV EKER

Being Commit Definition Devote Level Oneself Rich Third Unreasevedity Want Word
Rich people believe ‘I create my life.’ Poor people believe ‘Life happens to me.’
T. HARV EKER

Be Create Happen Life People Poor Rich Too
One step in the right direction is better than a hundred years of thinking about it.
T. HARV EKER

Direction Hundred One Right Step Think Year
If we’re going to strive for spiritual growth, we have to be willing to put concepts into practice in our everyday lives, in all relationships with all people. You can’t separate your “spiritual life” from your “work life.” They’re both your life! In the same vein, you can’t separate money and happiness.
T. HARV EKER

All Concept Day Every Go Growth Live People Practice Put Relationship Spiritual Strive Willing
You will be paid in direct proportion to the value you create in the marketplace.
T. HARV EKER

Create Direct Marketplace Paid Probation Value Will You
Rich and successful people are solution-oriented; they spend their time and energy strategizing and planning the answers to challenges that come up, and creating systems to make certain that problem doesn’t occur again.
T. HARV EKER

Answer Challenge Come Energy Orient People Plan Rich Solution Spend Strategize Successful Time Up
Money brings freedom-freedom to buy what you want , and freedom to do what you want with your time. Money allows you to enjoy the finer things in life as well as giving you the opportunity to help others have the necessities in life.
T. HARV EKER

Bring Finger Freedom Money Necessity Opportunity Thing Time
Rich people see every dollar as a “seed” that can be planted to earn a hundred more dollars, which can then be replanted to earn a thousand more dollars.
T. HARV EKER

Dollar Earn Every Hundred More People Plan Replant Rich See
Practice being in the present. Do what you’re doing 100%.
T. HARV EKER

Being D Do Hundred Percent Practice Present Tou What

Rich people manage their money well. Poor people mismanage their money well.

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Rich people manage their money well. Poor people mismanage their money well.

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