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We live in a culture full of hares; but the tortoise always wins.

Dave Ramsey

Every person falls down at some point. Successful people choose to get back up!
DAVE RAMSEY

Back Up Choice Fall People Person Point Success
A lower interest rate doesn’t make a debt go away.
DAVE RAMSEY

Debt Interest Lower Money
The paid-off home mortgage has taken the place of the BMW as the status symbol of choice.
DAVE RAMSEY

Choice Home Place Status Symbol
When you create a basic budget and stick to it, it will suddenly seem like you have more money.
DAVE RAMSEY

Appearance Budget Creation Money Yourself
The decision to go into debt alters the course and condition of your life. You no longer own it. You are owned.
DAVE RAMSEY

Course Decision Life Yourself
The first step in taking control of your money is to stop borrowing money. Start using cash today.
DAVE RAMSEY

Cash Control Money Start Yourself
Knock out a small debt first so you get a quick win. Momentum is key.
DAVE RAMSEY

Key Momentum Quick Small Win
Gratitude is really, really attractive. A child who is genuinely grateful makes you want to do anything for her, and that is true of adults as well.
DAVE RAMSEY

Adult Attraction Children Gratitude Herself True
Being willing to delay pleasure for a greater result is a sign of maturity.
DAVE RAMSEY

Greatness Happiness Maturity Result Willing
At the end of the day we are not selling, we are serving.
DAVE RAMSEY

Day End Perspective Sell Service
We live in a culture full of hares; but the tortoise always wins.
DAVE RAMSEY

Culture Live Win
The average millionaire can’t tell you who got thrown off the island last night.
DAVE RAMSEY

Average Fire Job Lost Millionaire
Your priorities, passions, goals, and fears are shown clearly in the flow of your money.
DAVE RAMSEY

Fear Flow Goal Money Passion Priority Yourself
Just keep taking the next step and keep having excellence in the ordinary.
DAVE RAMSEY

Excellence Ordinary
Poor is a state of mind. Broke is, ‘I’m just passing through.’
DAVE RAMSEY

Mindset Myself Poor State
For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don’t back down.
DAVE RAMSEY

Family Future Goodness Stand Wrong

We live in a culture full of hares; but the tortoise always wins.

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We live in a culture full of hares; but the tortoise always wins.

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