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I would not pre-pay. I would invest instead and let the investments cover it.

Dave Ramsey

For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don’t back down.
DAVE RAMSEY

Family Future Goodness Stand Wrong
Teaching kids about money is never just about money.
DAVE RAMSEY

Children Money Teaching
Financial Security is not enough money to buy toys. That is to learn to live with less money than you earn. So, you can help other individuals or investors. You are not a winner until done it.
DAVE RAMSEY

Financial Help Investment Learning Live Money Security Win Yourself
A budget is telling your money where to go instead of wondering where it went.
DAVE RAMSEY

Direction Money Yourself
You must gain control over your money or the lack of it will forever control you.
DAVE RAMSEY

Control Forever Money Yourself
You’ve got to tell your money what to do or it will leave.
DAVE RAMSEY

Action Leaving Money Yourself
Financial winners don’t run sprints, they run marathons. They don’t rush. They do it step by step over time.
DAVE RAMSEY

Financial Run Rush Spirit Time Win
Investing is important, but get debt-free first. That’s what frees up your income so you can win.
DAVE RAMSEY

Freedom Income Investment Win Yourself
Money… is like a beautiful thoroughbred horse – very powerful & always in action, but unless this horse is trained when very young, it will be an out-of-control & dangerous animal when it grows to maturity.
DAVE RAMSEY

Action Animal Beautiful Dangerous Growth Maturity Money Powerful
Money is not good or evil. It has no morals or intentions on its own. Money reflects the character of the user.
DAVE RAMSEY

Character Evil Goodness Intention Money Moral Reflection
If you aren’t really careful, ‘The Good Enough’ can become the enemy of ‘The Best.’
DAVE RAMSEY

Best Care Enemy Enough Goodness
Fear is the enemy of hope.
DAVE RAMSEY

Enemy Fear Hope One Liner
Delegation requires the willingness to pay for short term failures in order to gain long term competency.
DAVE RAMSEY

Delegation Failure Pay Willing
Contentment may be the most powerful Financial Principle. You can give more, avoid debt, and live better.
DAVE RAMSEY

Better Content Financial Live Powerful Principle
We live in a culture full of hares; but the tortoise always wins.
DAVE RAMSEY

Culture Live Win
Goals convert vision into ENERGY.
DAVE RAMSEY

Convert Energy Goal One Liner Vision

I would not pre-pay. I would invest instead and let the investments cover it.

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I would not pre-pay. I would invest instead and let the investments cover it.

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