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Knock out a small debt first so you get a quick win. Momentum is key.

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Key Momentum Quick Small Win

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Marilyn Monroe Paulo Coelho Abraham Lincoln C. S. Lewis Khalil Gibran Charlie Chaplin Gautama Buddha Isaac Newton

A lower interest rate doesn’t make a debt go away.
DAVE RAMSEY

Debt Interest Lower Money
Doing a budget means learning an ancient and powerful word: NO.
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Ancient Learning No Powerful Word
The world will try to tell you that you need stuff to be somebody. Don’t listen.
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Listening Material Need World Yourself
Success is a pile of failure that you are standing on.
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Stand Success Yourself
You can’t work three hours a week and make $100,000. Get rich quick doesn’t work. Crock pot mentality always defeats microwave mentality!
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Defeat Mental Quick Rich Thinking Time Work
Earning a lot of money is not the key to prosperity. How you handle it is.
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Handle Money Prosperity Yourself
Leading a family is the hardest job a man can ever have.
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Family Hard Job Leadership Man
When you’re trying to achieve a goal, negative people will just bring you down. Surround yourself with the positive.
DAVE RAMSEY

Achievement Goal Grace Negative People Positive Surround Yourself
You can’t be in debt and win. It doesn’t work.
DAVE RAMSEY

Debt Win Work Yourself
You can get anywhere if you simply go one step at a time.
DAVE RAMSEY

Simplicity Time Yourself
True leadership is servanthood. Put the interests of others at the center of your decisions.
DAVE RAMSEY

Decision Interest Leadership True Yourself
You have the clean canvas of a whole week before you. Paint well.
DAVE RAMSEY

Art Cleaning Paint Yourself
Rich isn’t an amount of money, it’s a mindset about how you live. If you believe you can win, you can.
DAVE RAMSEY

Amount Believe Inspirational Live Mindset Money Rich Yourself
Being willing to delay pleasure for a greater result is a sign of maturity.
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Greatness Happiness Maturity Result Willing
A good financial planner is going to do more than pick your funds.
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Financial Fund Goodness Yourself
A budget is telling your money where to go instead of wondering where it went.
DAVE RAMSEY

Direction Money Yourself

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