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Poor is a state of mind. Broke is, ‘I’m just passing through.’

Dave Ramsey

Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this.
DAVE RAMSEY

Financial Investment Learning Live Peace Yourself
You can’t work three hours a week and make $100,000. Get rich quick doesn’t work. Crock pot mentality always defeats microwave mentality!
DAVE RAMSEY

Defeat Mental Quick Rich Thinking Time Work
If you help enough people, you don’t have to worry about money.
DAVE RAMSEY

Enough Help People Worry Yourself
Doing a budget means learning an ancient and powerful word: NO.
DAVE RAMSEY

Ancient Learning No Powerful Word
Contentment may be the most powerful Financial Principle. You can give more, avoid debt, and live better.
DAVE RAMSEY

Better Content Financial Live Powerful Principle
Change is painful. Few people have the courage to seek out change. Most people won’t change until the pain of where they are exceeds the pain of change.
DAVE RAMSEY

Change Courage Deep Pain Seek
Debt gives you the ability to look like you’re winning when you’re not.
DAVE RAMSEY

Ability Appearance Win Yourself
If people in America would get their finances together and start taking care of each other, we could put the government out of business.
DAVE RAMSEY

Business Care Financial Government People Start Togetherness
We live in a culture full of hares; but the tortoise always wins.
DAVE RAMSEY

Culture Live Win
Making mistakes and learning from them is crucial to winning.
DAVE RAMSEY

Learning Mistake Win
The average millionaire can’t tell you who got thrown off the island last night.
DAVE RAMSEY

Average Fire Job Lost Millionaire
People are in such a hurry to launch their product or business that they seldom look at marketing from a bird’s eye view and they don’t create a systematic plan.
DAVE RAMSEY

Business Creation People Planning Product
When I do something stupid with money and lose it, I call that Stupid Tax. I have paid so much Stupid Tax that I am expert.
DAVE RAMSEY

Funny Lose Money Myself Stupidity Tax
You must walk to the beat of a different drummer. The same beat that the wealthy hear. If the beat sounds normal, evacuate the dance floor immediately! The goal is to not be normal, because as my radio listeners know, normal is broke.
DAVE RAMSEY

Dance Different Listening Normal Sound Walk Wealth Yourself
A lower interest rate doesn’t make a debt go away.
DAVE RAMSEY

Debt Interest Lower Money
Delegation requires the willingness to pay for short term failures in order to gain long term competency.
DAVE RAMSEY

Delegation Failure Pay Willing

Poor is a state of mind. Broke is, ‘I’m just passing through.’

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Poor is a state of mind. Broke is, ‘I’m just passing through.’

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