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Doing a budget means learning an ancient and powerful word: NO.

Dave Ramsey

The world will try to tell you that you need stuff to be somebody. Don’t listen.
DAVE RAMSEY

Listening Material Need World Yourself
Just keep taking the next step and keep having excellence in the ordinary.
DAVE RAMSEY

Excellence Ordinary
Change is painful. Few people have the courage to seek out change. Most people won’t change until the pain of where they are exceeds the pain of change.
DAVE RAMSEY

Change Courage Deep Pain Seek
Debt gives you the ability to look like you’re winning when you’re not.
DAVE RAMSEY

Ability Appearance Win Yourself
When you create a basic budget and stick to it, it will suddenly seem like you have more money.
DAVE RAMSEY

Appearance Budget Creation Money Yourself
Work-get paid; don’t work-don’t get paid. Everybody is on commission.
DAVE RAMSEY

Commission Paid Work
Enabling is the enemy of motivation.
DAVE RAMSEY

Enemy Motivational Yourself
A lower interest rate doesn’t make a debt go away.
DAVE RAMSEY

Debt Interest Lower Money
If hard work, integrity, thrift, and perseverance have caused you to succeed, then you don’t owe anyone an apology for winning.
DAVE RAMSEY

Apology Hard Work Integrity Perseverance Win
I would not pre-pay. I would invest instead and let the investments cover it.
DAVE RAMSEY

Investment Myself Pay
You’ve got to tell your money what to do or it will leave.
DAVE RAMSEY

Action Leaving Money Yourself
If you aren’t really careful, ‘The Good Enough’ can become the enemy of ‘The Best.’
DAVE RAMSEY

Best Care Enemy Enough Goodness
Money… is like a beautiful thoroughbred horse – very powerful & always in action, but unless this horse is trained when very young, it will be an out-of-control & dangerous animal when it grows to maturity.
DAVE RAMSEY

Action Animal Beautiful Dangerous Growth Maturity Money Powerful
Surround yourself with people who add the fuel of advice and encouragement to your fire.
DAVE RAMSEY

Add Advice Encouragement Fire People Surround Yourself
Financial Security is not enough money to buy toys. That is to learn to live with less money than you earn. So, you can help other individuals or investors. You are not a winner until done it.
DAVE RAMSEY

Financial Help Investment Learning Live Money Security Win Yourself
The average millionaire can’t tell you who got thrown off the island last night.
DAVE RAMSEY

Average Fire Job Lost Millionaire

Doing a budget means learning an ancient and powerful word: NO.

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Doing a budget means learning an ancient and powerful word: NO.

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Popular Authors

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