Doing a budget means learning an ancient and powerful word: NO.
DAVE RAMSEYNothing happens without focus. Don’t try to do everything at once. Take it one step at a time.
More Dave Ramsey Quotes
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We learned early on that if we help enough people, the money will come.
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The first step in taking control of your money is to stop borrowing money. Start using cash today.
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Poor is a state of mind. Broke is, ‘I’m just passing through.’
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A big part of being strong financially is that you know where you are weak and take action to make sure you don’t fall prey to the weakness. And we ALL are weak.
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When I do something stupid with money and lose it, I call that Stupid Tax. I have paid so much Stupid Tax that I am expert.
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Be very proud of what you do, and if you aren’t then change it.
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Change is painful. Few people have the courage to seek out change. Most people won’t change until the pain of where they are exceeds the pain of change.
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The decision to go into debt alters the course and condition of your life. You no longer own it. You are owned.
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You don’t build wealth with credit card rewards and airline miles. You can’t beat the credit card companies at their own game.
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There’s a great place to go when you’re broke–to work!
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Rich isn’t an amount of money, it’s a mindset about how you live. If you believe you can win, you can.
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You can’t be in debt and win. It doesn’t work.
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True leadership is servanthood. Put the interests of others at the center of your decisions.
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If you will make the sacrifices now that most people aren’t willing to make, later on you will be able to live as those folks will never be able to live.
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Feeling lost? Take a dream and convert it into small goals, then start taking the steps to hit those goals.
DAVE RAMSEY






