The decision to go into debt alters the course and condition of your life. You no longer own it. You are owned.
DAVE RAMSEYNothing happens without focus. Don’t try to do everything at once. Take it one step at a time.
More Dave Ramsey Quotes
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Those who don’t manage their money will always work for those who do.
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Be very proud of what you do, and if you aren’t then change it.
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Goals convert vision into ENERGY.
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Doing a budget means learning an ancient and powerful word: NO.
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When I do something stupid with money and lose it, I call that Stupid Tax. I have paid so much Stupid Tax that I am expert.
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You must walk to the beat of a different drummer. The same beat that the wealthy hear. If the beat sounds normal, evacuate the dance floor immediately! The goal is to not be normal, because as my radio listeners know, normal is broke.
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Debt is dumb. Cash is king.
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I believe that through knowledge and discipline, financial peace is possible for all of us.
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Wealth gained by dishonesty will be diminished, but he who gathers by labor will increase.
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Financial Security is not enough money to buy toys. That is to learn to live with less money than you earn. So, you can help other individuals or investors. You are not a winner until done it.
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Where you are today is the sum of every choice you’ve ever made. If you don’t like where you are, start making different choices!
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Without a mission statement, you may get to the top of the ladder and then realize it was leaning against the wrong building!
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Money is 80% behavior, 20% head knowledge. It’s what you do, not what you know.
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If people in America would get their finances together and start taking care of each other, we could put the government out of business.
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We live in a culture full of hares; but the tortoise always wins.
DAVE RAMSEY