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A lower interest rate doesn’t make a debt go away.

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Debt Interest Lower Money

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Marilyn Monroe Paulo Coelho Abraham Lincoln C. S. Lewis Khalil Gibran Charlie Chaplin Gautama Buddha Isaac Newton

If you aren’t really careful, ‘The Good Enough’ can become the enemy of ‘The Best.’
DAVE RAMSEY

Best Care Enemy Enough Goodness
The world will try to tell you that you need stuff to be somebody. Don’t listen.
DAVE RAMSEY

Listening Material Need World Yourself
Just keep taking the next step and keep having excellence in the ordinary.
DAVE RAMSEY

Excellence Ordinary
True leadership is servanthood. Put the interests of others at the center of your decisions.
DAVE RAMSEY

Decision Interest Leadership True Yourself
The paid-off home mortgage has taken the place of the BMW as the status symbol of choice.
DAVE RAMSEY

Choice Home Place Status Symbol
Good things that cannot be calculated or quantified are set in motion in your life and in your finances when you give.
DAVE RAMSEY

Calculation Financial Goodness Life Motion Yourself
The average millionaire can’t tell you who got thrown off the island last night.
DAVE RAMSEY

Average Fire Job Lost Millionaire
You will either learn to manage money, or the lack of it will manage you.
DAVE RAMSEY

Learning Management Money Yourself
A budget is telling your money where to go instead of wondering where it went.
DAVE RAMSEY

Direction Money Yourself
Debt gives you the ability to look like you’re winning when you’re not.
DAVE RAMSEY

Ability Appearance Win Yourself
If people in America would get their finances together and start taking care of each other, we could put the government out of business.
DAVE RAMSEY

Business Care Financial Government People Start Togetherness
Study the habits of the people you want to be like and then imitate them. If they are succeeding, they must be doing something right.
DAVE RAMSEY

Habit Imitation People Right Study Success Yourself
Financial winners don’t run sprints, they run marathons. They don’t rush. They do it step by step over time.
DAVE RAMSEY

Financial Run Rush Spirit Time Win
At the end of the day we are not selling, we are serving.
DAVE RAMSEY

Day End Perspective Sell Service
Pray like it all depends on God, but work like it all depends on you.
DAVE RAMSEY

Depend God Inspirational Motivational Prayer Work Yourself
You can’t work three hours a week and make $100,000. Get rich quick doesn’t work. Crock pot mentality always defeats microwave mentality!
DAVE RAMSEY

Defeat Mental Quick Rich Thinking Time Work

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