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A lower interest rate doesn’t make a debt go away.

Dave Ramsey

When getting help with money, whether it is insurance, real estate or investments you should always look for a person with the heart of a teacher, not the heart of a salesman.
DAVE RAMSEY

Heart Help Man Money Person Teacher Yourself
Ideas are a dime a dozen. People who execute them are not.
DAVE RAMSEY

Execution Ideas People
Feeling lost? Take a dream and convert it into small goals, then start taking the steps to hit those goals.
DAVE RAMSEY

Dreams Feeling Goal Inspirational Journey Lost Motivational Small Start
Be very proud of what you do, and if you aren’t then change it.
DAVE RAMSEY

Change Inspirational Proud Yourself
Investing is important, but get debt-free first. That’s what frees up your income so you can win.
DAVE RAMSEY

Freedom Income Investment Win Yourself
A big part of being strong financially is that you know where you are weak and take action to make sure you don’t fall prey to the weakness. And we ALL are weak.
DAVE RAMSEY

Fall Financial Strong Weakness Yourself
I would not pre-pay. I would invest instead and let the investments cover it.
DAVE RAMSEY

Investment Myself Pay
Surround yourself with people who add the fuel of advice and encouragement to your fire.
DAVE RAMSEY

Add Advice Encouragement Fire People Surround Yourself
Servant Leadership is the only #leadership that ultimately works.
DAVE RAMSEY

Leadership Servant Work
Do not let your life, ministry or organization go faster than your resources.
DAVE RAMSEY

Fast Life Organization Resource Yourself
Remember, there’s ultimately only one way to financial peace, and that’s to walk daily with the Prince of Peace, Christ Jesus.
DAVE RAMSEY

Financial Oneself Peace Remember Walk Way
Knock out a small debt first so you get a quick win. Momentum is key.
DAVE RAMSEY

Key Momentum Quick Small Win
Wealth gained by dishonesty will be diminished, but he who gathers by labor will increase.
DAVE RAMSEY

Diminish Himself Honesty Increase Wealth Work
You must gain control over your money or the lack of it will forever control you.
DAVE RAMSEY

Control Forever Money Yourself
Contentment is both the fruit and the tree.
DAVE RAMSEY

Advice Contentment Fruit Tree
You don’t build wealth with credit card rewards and airline miles. You can’t beat the credit card companies at their own game.
DAVE RAMSEY

Build Company Game Reward Wealth Yourself

A lower interest rate doesn’t make a debt go away.

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A lower interest rate doesn’t make a debt go away.

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