You don’t build wealth with credit card rewards and airline miles. You can’t beat the credit card companies at their own game.
DAVE RAMSEYWhen I do something stupid with money and lose it, I call that Stupid Tax. I have paid so much Stupid Tax that I am expert.
More Dave Ramsey Quotes
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You have the clean canvas of a whole week before you. Paint well.
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Earning a lot of money is not the key to prosperity. How you handle it is.
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A lower interest rate doesn’t make a debt go away.
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If you will make the sacrifices now that most people aren’t willing to make, later on you will be able to live as those folks will never be able to live.
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Poor is a state of mind. Broke is, ‘I’m just passing through.’
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The world will try to tell you that you need stuff to be somebody. Don’t listen.
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Outrageous generosity is a character quality of people who win with money.
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Being willing to delay pleasure for a greater result is a sign of maturity.
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A budget is telling your money where to go instead of wondering where it went.
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In order to be a great marketer, you have to be focused and intense and look at scarcity, urgency, activity and passion in the marketplace.
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Knock out a small debt first so you get a quick win. Momentum is key.
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Enabling is the enemy of motivation.
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Debt gives you the ability to look like you’re winning when you’re not.
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I believe that through knowledge and discipline, financial peace is possible for all of us.
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I would not pre-pay. I would invest instead and let the investments cover it.
DAVE RAMSEY






