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Contentment is both the fruit and the tree.

Dave Ramsey

You can’t work three hours a week and make $100,000. Get rich quick doesn’t work. Crock pot mentality always defeats microwave mentality!
DAVE RAMSEY

Defeat Mental Quick Rich Thinking Time Work
You will either learn to manage money, or the lack of it will manage you.
DAVE RAMSEY

Learning Management Money Yourself
You don’t build wealth with credit card rewards and airline miles. You can’t beat the credit card companies at their own game.
DAVE RAMSEY

Build Company Game Reward Wealth Yourself
Financial winners don’t run sprints, they run marathons. They don’t rush. They do it step by step over time.
DAVE RAMSEY

Financial Run Rush Spirit Time Win
Money is not good or evil. It has no morals or intentions on its own. Money reflects the character of the user.
DAVE RAMSEY

Character Evil Goodness Intention Money Moral Reflection
When you create a basic budget and stick to it, it will suddenly seem like you have more money.
DAVE RAMSEY

Appearance Budget Creation Money Yourself
A big part of being strong financially is that you know where you are weak and take action to make sure you don’t fall prey to the weakness. And we ALL are weak.
DAVE RAMSEY

Fall Financial Strong Weakness Yourself
The world will try to tell you that you need stuff to be somebody. Don’t listen.
DAVE RAMSEY

Listening Material Need World Yourself
Doing a budget means learning an ancient and powerful word: NO.
DAVE RAMSEY

Ancient Learning No Powerful Word
Work is a surefire money-making scheme.
DAVE RAMSEY

Fire Money Scheme Work
No one got rich on a government program. Do not choose to be a common man. You can be uncommon.
DAVE RAMSEY

Government Man Program Rich Yourself
True leadership is servanthood. Put the interests of others at the center of your decisions.
DAVE RAMSEY

Decision Interest Leadership True Yourself
Goals convert vision into ENERGY.
DAVE RAMSEY

Convert Energy Goal One Liner Vision
I believe that through knowledge and discipline, financial peace is possible for all of us.
DAVE RAMSEY

Believe Discipline Knowledge Myself Possible
Adults devise a plan and follow it, children do what feels good.
DAVE RAMSEY

Adult Children Feeling Goodness Planning
For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don’t back down.
DAVE RAMSEY

Family Future Goodness Stand Wrong

Contentment is both the fruit and the tree.

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Contentment is both the fruit and the tree.

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