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It’s never too late to turn things around. You are the only obstacle.

Dave Ramsey

Broke people giving financial advice is like a shop teacher with missing fingers.
DAVE RAMSEY

Advice Broke Financial Fingers Missing People
Success is a pile of failure that you are standing on.
DAVE RAMSEY

Stand Success Yourself
Wealth gained by dishonesty will be diminished, but he who gathers by labor will increase.
DAVE RAMSEY

Diminish Himself Honesty Increase Wealth Work
Fear is the enemy of hope.
DAVE RAMSEY

Enemy Fear Hope One Liner
You must walk to the beat of a different drummer. The same beat that the wealthy hear. If the beat sounds normal, evacuate the dance floor immediately! The goal is to not be normal, because as my radio listeners know, normal is broke.
DAVE RAMSEY

Dance Different Listening Normal Sound Walk Wealth Yourself
Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this.
DAVE RAMSEY

Financial Investment Learning Live Peace Yourself
In order to be a great marketer, you have to be focused and intense and look at scarcity, urgency, activity and passion in the marketplace.
DAVE RAMSEY

Focus Greatness Intense Marketing Passion Place Yourself
Goals are visions and dreams with work clothes on.
DAVE RAMSEY

Clothes Dreams Goal Vision
A budget is telling your money where to go instead of wondering where it went.
DAVE RAMSEY

Direction Money Yourself
Rich isn’t an amount of money, it’s a mindset about how you live. If you believe you can win, you can.
DAVE RAMSEY

Amount Believe Inspirational Live Mindset Money Rich Yourself
We’ve really got to stop looking to Washington to fix our problems. It obviously doesn’t have the ability to do that. People who are successful are not successful because of the president.
DAVE RAMSEY

Ability President Problem Stop Success
Doing a budget means learning an ancient and powerful word: NO.
DAVE RAMSEY

Ancient Learning No Powerful Word
We live in a culture full of hares; but the tortoise always wins.
DAVE RAMSEY

Culture Live Win
Contentment is both the fruit and the tree.
DAVE RAMSEY

Advice Contentment Fruit Tree
Good things that cannot be calculated or quantified are set in motion in your life and in your finances when you give.
DAVE RAMSEY

Calculation Financial Goodness Life Motion Yourself
Work-get paid; don’t work-don’t get paid. Everybody is on commission.
DAVE RAMSEY

Commission Paid Work

It’s never too late to turn things around. You are the only obstacle.

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It’s never too late to turn things around. You are the only obstacle.

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