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It’s never too late to turn things around. You are the only obstacle.

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Late Obstacle Yourself

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Marilyn Monroe Paulo Coelho Abraham Lincoln C. S. Lewis Khalil Gibran Charlie Chaplin Gautama Buddha Isaac Newton

Contentment may be the most powerful Financial Principle. You can give more, avoid debt, and live better.
DAVE RAMSEY

Better Content Financial Live Powerful Principle
Wealth comes from hard work but not because of hard work. Wealth comes because of God. Everything is His.
DAVE RAMSEY

God Hard Work Himself Religious Wealth
Knock out a small debt first so you get a quick win. Momentum is key.
DAVE RAMSEY

Key Momentum Quick Small Win
If hard work, integrity, thrift, and perseverance have caused you to succeed, then you don’t owe anyone an apology for winning.
DAVE RAMSEY

Apology Hard Work Integrity Perseverance Win
When I do something stupid with money and lose it, I call that Stupid Tax. I have paid so much Stupid Tax that I am expert.
DAVE RAMSEY

Funny Lose Money Myself Stupidity Tax
Work-get paid; don’t work-don’t get paid. Everybody is on commission.
DAVE RAMSEY

Commission Paid Work
Remember, there’s ultimately only one way to financial peace, and that’s to walk daily with the Prince of Peace, Christ Jesus.
DAVE RAMSEY

Financial Oneself Peace Remember Walk Way
If you help enough people, you don’t have to worry about money.
DAVE RAMSEY

Enough Help People Worry Yourself
Debt gives you the ability to look like you’re winning when you’re not.
DAVE RAMSEY

Ability Appearance Win Yourself
There’s a great place to go when you’re broke–to work!
DAVE RAMSEY

Broke Greatness Place Poor Work Yourself
Work is doing it. Discipline is doing it every day. Diligence is doing it well every day.
DAVE RAMSEY

Action Day Diligent Discipline Work
It’s never too late to turn things around. You are the only obstacle.
DAVE RAMSEY

Late Obstacle Yourself
True leadership is servanthood. Put the interests of others at the center of your decisions.
DAVE RAMSEY

Decision Interest Leadership True Yourself
Adults devise a plan and follow it, children do what feels good.
DAVE RAMSEY

Adult Children Feeling Goodness Planning
I believe that through knowledge and discipline, financial peace is possible for all of us.
DAVE RAMSEY

Believe Discipline Knowledge Myself Possible
A budget is telling your money where to go instead of wondering where it went.
DAVE RAMSEY

Direction Money Yourself

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