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It’s never too late to turn things around. You are the only obstacle.

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Rich isn’t an amount of money, it’s a mindset about how you live. If you believe you can win, you can.
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Debt is normal. Be weird.
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Outrageous generosity is a character quality of people who win with money.
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When you create a basic budget and stick to it, it will suddenly seem like you have more money.
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Work-get paid; don’t work-don’t get paid. Everybody is on commission.
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