“Save when you can and not when you have to.”

I don’t want a nation of thinkers, I want a nation of workers

I believe that thrift is essential to well-ordered living.

I believe in the supreme worth of the individual and in his right to life, liberty, and the pursuit of happiness.

I have no use for men who fail. The cause of their failure is no business of mine, but I want successful men as my associates.

Believing that fundamental conditions of the country are sound, my son and I have for some days been purchasing sound common stocks

Get rich by taking something common and making it uncommon.

The best philanthropy is constantly in search of the finalities-a search for a cause, an attempt to cure evils at their source.

I believe in the dignity of labor, whether with head or hand; that the world owes no man a living but that it owes every man an opportunity to make a living.

I had no ambition to make a fortune. Mere money-making has never been my goal, I had an ambition to build.

I would rather hire a man with enthusiasm, than a man who knows everything.

Giving is the secret to a healthy life. Not necessarily money, but whatever a person has to give of encouragement, sympathy, and understanding.

I shall use such influence as I have in emphasizing the basic truths common to all denominations, in lowering denominational barriers and in promoting effective cooperation among Christians of whatever creed.

I was born into it and there was nothing I could do about it. It was there, like air or food, or any other element. The only question with wealth is what you do with it.

I was trained from the beginning to work, to save. I have always regarded it a as a religious duty to get all I could honorably and to give all I could.

The impression was gaining ground with me that it was a good thing to let the money be my slave and not make myself a slave to money.

I do not think that there is any other quality so essential to success of any kind as the quality of perseverance. It overcomes almost everything, even nature.

You can’t make someone else’s choices. You shouldn’t let someone else make yours.

When you choose to give up your time and resources to participate in community work, that’s what makes a leader.

Always choose the hardest way, on it you will not find opponents.

I removed the dagger and used it to carve out a new life.

You can be playful with your life, or you can just watch your life play out. Which will you choose?

Misery only ever lingers on those who choose not to see the beauty in anyone, other than themselves.

The point is to know how to use the colours, the choice of which is, when all’s said and done, a matter of habit.

Competitive strategy is about being different. It means deliberately choosing a different set of activities to deliver a unique mix of value.