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The size of the problem is never the issue — what matters is the size of you!

T. Harv Eker

Money is a result, wealth is a result, health is a result, illness is a result, your weight is a result. We live in a world of cause and effect.
T. HARV EKER

Cause Effect Illness Money Result Wealth Weight World
The idea is to grow yourself into a successful person. Again, your outer world is merely a reflection of your inner world. You are the root; your results are the fruits.
T. HARV EKER

Grow Idea Person Reflection Result Successful World Yourself
Poor and most middle-class people believe “If I have a lot of money, I could do what I want and I’d be a success.” Rich people understand, “If I become a successful person, I will be able to do what I need to do to have what I want, including a lot of money.”
T. HARV EKER

Believe Class Could Have Lot Middle Money Most People Poor Success Want
If you don’t have the money management skills yet, using a debit card will ensure you don’t overspend and rack up debt on a credit card.
T. HARV EKER

Card Credit Debit Debt Ensure Management Money Overspend Skill
You cannot change the fruits that are already hanging on the tree. You can, however, change tomorrow’s fruits. But to do so, you will have to dig below the ground and strengthen the roots.
T. HARV EKER

Already Change Dig Hang Rock Strength Tomorrow Tree
Rich people think long-term. They balance their spending on enjoyment today with investing for freedom tomorrow.
T. HARV EKER

Balance Enjoyment Freedom Invest Long People Think Rich Spend Today Tomorrow Twm
Rich people believe in themselves. They believe in their value and in their ability to deliver it. Poor people don’t. That’s why they need “guarantees.”
T. HARV EKER

Ability Believe Deliver Guaranteed Need People Poor Rich Themselves Value
My definition of financial freedom is simple: it is the ability to live the lifestyle you desire without having to work or rely on anyone else for money.
T. HARV EKER

Ability Anyone Definition Else Financial Freedom Have Lifestyle Money Rely Simple Work
Rich people play the money game to win. Poor people play the money game to not lose.
T. HARV EKER

Game Lose Money Nit People Play Poor Rich Win
Happy people build their inner world; unhappy people blame their outer world.
T. HARV EKER

Build Cuter Happy Inner Old People World
In my experience, getting rich takes focus, courage, knowledge, expertise, 100 percent of your effort, a never-give-up attitude and of course a rich mind-set.
T. HARV EKER

Courage Experience Expertise Food Knowledge Ocus Take
Poor people choose now. Rich people choose balance.
T. HARV EKER

Balance Choose People Poor Rich
We need to practice acting in spite of fear, in spite of doubt, in spite of worry, in spite of uncertainty, in spite of inconvenience, in spite of discomfort, and even to practice acting when we’re not in the mood to act.
T. HARV EKER

Acting Discomfort Doubt Inconvenience Nedd Practice Spite Uncertainty Worry
If your goal is to be comfortable, chances are you’ll never get rich. But if your goal is to be rich, chances are you’ll end up mighty comfortable.
T. HARV EKER

Chance Comfortable End Get Goal Mightly never Rich
It comes down to this: either you control money, or it controls you. To control money, you must manage it.
T. HARV EKER

Come Control Down Either Manage Money
Rich and successful people are solution-oriented; they spend their time and energy strategizing and planning the answers to challenges that come up, and creating systems to make certain that problem doesn’t occur again.
T. HARV EKER

Answer Challenge Come Energy Orient People Plan Rich Solution Spend Strategize Successful Time Up

The size of the problem is never the issue — what matters is the size of you!

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The size of the problem is never the issue — what matters is the size of you!

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