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The single biggest difference between financial success and financial failure is how well you manage your money. It’s simple: to master money, you must manage money.

T. Harv Eker

Most of all, having money allows you not to have to spend your energy worrying about not having money.
T. HARV EKER

Energy Have Money Most Spend Worry
My inner world creates my outer world.
T. HARV EKER

Create Inner Outer World
The truth is few people “think” big and even fewer “play” big. Why? Because “big” often means big responsibilitie s, big hassles and big problems. They look at that “bigness” and shrink. They’re smaller than their problems.
T. HARV EKER

Big Even Few Fewer Hassle Mean Often People Problem Response Responsibility Ruth Think
Rich people believe “You can have your cake and eat it too.” Middle-class people believe “Cake is too rich, so I’ll only have a little piece.” Poor people don’t believe they deserve cake, so they order a doughnut, focus on the hole, and wonder why they have “nothing.”
T. HARV EKER

Believe Cake Class Eat Have Little Middle Peace People Rich
Don’t let them bother you. In fact, don’t even call them problems; refer to them as “challenges” or “situations”.
T. HARV EKER

Bother Challenge Fact Let Problem Situation Viall
Focus on what you’re grateful for in your life. If you don’t appreciate what you have, you won’t get any more… because the universe thinks it’s not important to you, and therefore you don’t need any more.
T. HARV EKER

Appreciate Focus Get Grateful I Important Life More Not Think Universe What
Focus on what you want, not on what you don’t want.
T. HARV EKER

Focus Not On Want What
“No thought lives in your head rent-free.” Each thought you have will either be an investment or a cost.
T. HARV EKER

Become Contract Fear Free Head More Rent Thought Live
Where attention goes, energy flows and results show.
T. HARV EKER

Attention Energy Flow Gp Results Show
How you do anything is how you do everything.
T. HARV EKER

Anything Do Everything How Yo
Rich people play the money game to win. Poor people play the money game to not lose.
T. HARV EKER

Game Lose Money Nit People Play Poor Rich Win
Poor people will do almost anything to avoid problems. They see a challenge and they run…the secret to success, my friends, is not to try to avoid or get rid of or shrink from your problems; the secret is to grow yourself so that you are bigger than your problems.
T. HARV EKER

Almost Anything Avoid Challenge Do Friend People Poor Problem Run Secret See Success Try
Comfort kills! If your goal in life is to be comfortable, I guarantee two things. First, you will never be rich. Second, you will never be happy.
T. HARV EKER

Comfort Comfortable Goal Guarantee Kill Thing
Rich people are committed to being rich. Poor people want to be rich.
T. HARV EKER

Being Commit People Poor Rich Want
Rich people think long-term. They balance their spending on enjoyment today with investing for freedom tomorrow.
T. HARV EKER

Balance Enjoyment Freedom Invest Long People Think Rich Spend Today Tomorrow Twm
I took his suggestion to heart and went from a “know-it-all” to a “learn-it-all.”
T. HARV EKER

All Heart Know Learn Suggestion Went

The single biggest difference between financial success and financial failure is how well you manage your money. It’s simple: to master money, you must manage money.

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The single biggest difference between financial success and financial failure is how well you manage your money. It’s simple: to master money, you must manage money.

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