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Focus on what you want, not on what you don’t want.

T. Harv Eker

The only way to permanently change the temperature in the room is to reset the thermostat. In the same way, the only way to change your level of financial success ‘permanently’ is to reset your financial thermostat. But it is your choice whether you choose to change.
T. HARV EKER

Change Only Permanent Reset Room Same Temperature Way
If you don’t have the money management skills yet, using a debit card will ensure you don’t overspend and rack up debt on a credit card.
T. HARV EKER

Card Credit Debit Debt Ensure Management Money Overspend Skill
You don’t have to believe that voice in your head. You don’t have to believe your own thinking. You can simply observe it and say, “Thank you for sharing,” and then take the necessary action you’re scared to take anyway.
T. HARV EKER

Action Away Believe Observe Scare Share Simply Take Think Trust Voice
It’s simple arithmetic: “Your income can grow only to the extent you do.”
T. HARV EKER

Arithmetic Do Extent Grow Income Only Simple Yo
Today’s Declaration: I am courageous. I am willing to act in spite of fear.
T. HARV EKER

Courageous Declaration Fear Spite Today Willing
The truth is few people “think” big and even fewer “play” big. Why? Because “big” often means big responsibilitie s, big hassles and big problems. They look at that “bigness” and shrink. They’re smaller than their problems.
T. HARV EKER

Big Even Few Fewer Hassle Mean Often People Problem Response Responsibility Ruth Think
The first rule of making progress in anything you do is setting goals, allowing yourself to always have a finish line in sight. This provides a boost in motivation during those moments when slogging forward seems impossible, giving you something tangible to work towards at every moment.
T. HARV EKER

Always Anything Do Allow Finish First Make Progress Rule Sight Yo Yourself
If you are willing to do only what’s easy, life will be hard. But if you are willing to do what’s hard, life will be easy.
T. HARV EKER

Do Easy Hard Life Only Will
Poor people will do almost anything to avoid problems. They see a challenge and they run…the secret to success, my friends, is not to try to avoid or get rid of or shrink from your problems; the secret is to grow yourself so that you are bigger than your problems.
T. HARV EKER

Almost Anything Avoid Challenge Do Friend People Poor Problem Run Secret See Success Try
If you believe in your value, how could it possibly be appropriate to hide it from people who need it?
T. HARV EKER

Appropriate Believe Hide Need People Possible Value
Rich people think BIG. Poor people think small.
T. HARV EKER

People Poor Rich Smal Think
I have found that the richest people I know are also the nicest.
T. HARV EKER

Inspirational People Secret
The secret to freedom is to realize that you don’t have to believe your mind. You don’t have to believe your story.
T. HARV EKER

Believe Freedom Mind Realize Secret
Trust yourself and in the universe that everything will work out in the end.
T. HARV EKER

End Everything Out Trust Universe Work Yourself
Rich people collect land. Poor people collect bills.
T. HARV EKER

Bill Land People Collect Porr Rich
If we’re going to strive for spiritual growth, we have to be willing to put concepts into practice in our everyday lives, in all relationships with all people. You can’t separate your “spiritual life” from your “work life.” They’re both your life! In the same vein, you can’t separate money and happiness.
T. HARV EKER

All Concept Day Every Go Growth Live People Practice Put Relationship Spiritual Strive Willing
Rich and successful people are solution-oriented; they spend their time and energy strategizing and planning the answers to challenges that come up, and creating systems to make certain that problem doesn’t occur again.
T. HARV EKER

Answer Challenge Come Energy Orient People Plan Rich Solution Spend Strategize Successful Time Up
Rich people see every dollar as a “seed” that can be planted to earn a hundred more dollars, which can then be replanted to earn a thousand more dollars.
T. HARV EKER

Dollar Earn Every Hundred More People Plan Replant Rich See
Poor and most middle-class people believe “If I have a lot of money, I could do what I want and I’d be a success.” Rich people understand, “If I become a successful person, I will be able to do what I need to do to have what I want, including a lot of money.”
T. HARV EKER

Believe Class Could Have Lot Middle Money Most People Poor Success Want
Whenever you feel uncomfortable, instead of retreating back into your old comfort zone, pat yourself on the back and say, “I must be growing,” and continue moving forward.
T. HARV EKER

Back Comfort Continue Feel Grow Instead Must On Retreat Uncomfortable Whenever Yourself Zone
The only way to earn what you’re really worth is to get paid based on your results.
T. HARV EKER

Earn Eay Only Paid Really Result Worth
Research shows that the happiest people are those who use their natural talents to the utmost.
T. HARV EKER

Almost Happiest Natural People Research Show Talent
“No thought lives in your head rent-free.” Each thought you have will either be an investment or a cost.
T. HARV EKER

Become Contract Fear Free Head More Rent Thought Live
Don’t let them bother you. In fact, don’t even call them problems; refer to them as “challenges” or “situations”.
T. HARV EKER

Bother Challenge Fact Let Problem Situation Viall
The third level of wanting is “I commit to being rich.” The definition of the word commit is to “devote oneself unreservedly.” This means holding absolutely nothing back; giving 100 percent of everything you’ve got to achieving wealth.
T. HARV EKER

Being Commit Definition Devote Level Oneself Rich Third Unreasevedity Want Word
You have to believe that you are the one who creates your success, that you are the one who creates your mediocrity, and that you are the one creating your struggle around money and success.
T. HARV EKER

Belief Create Have Mediocrity One Success You
Your wealth can only grow to the extent that you do!
T. HARV EKER

Do Extend Grow Only Wealth You Your

Focus on what you want, not on what you don’t want.

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Focus on what you want, not on what you don’t want.

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