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I act when I’m not in the mood.

T. Harv Eker

You must acquire the habits and skills of managing a small amount of money before you can have a large amount.
T. HARV EKER

Acquire Amount Habit Large Manage Skill Small
Rich people take advice from people who are richer than they are. Poor people take advice from their friends, who are just as broke as they are.
T. HARV EKER

Advice People Rich Richer Take
Becoming rich isn’t as much about getting rich financially as about whom you become, in character and mind, to get rich.
T. HARV EKER

Become Character Financial Get Good Mind Rich
Focus on all four of your net worth factors: increasing your income, increasing your savings, increasing your investment returns, and decreasing your cost of living by simplifying your lifestyle.
T. HARV EKER

All Cost Decrease Factore Focus Income Increase Investment Net On Return Saving Worth
Rich people think long-term. They balance their spending on enjoyment today with investing for freedom tomorrow.
T. HARV EKER

Balance Enjoyment Freedom Invest Long People Think Rich Spend Today Tomorrow Twm
Never have a ceiling on your income.
T. HARV EKER

Ceil Have Income never Your
It comes down to this: either you control money, or it controls you. To control money, you must manage it.
T. HARV EKER

Come Control Down Either Manage Money
Don’t let them bother you. In fact, don’t even call them problems; refer to them as “challenges” or “situations”.
T. HARV EKER

Bother Challenge Fact Let Problem Situation Viall
Success is a learnable skill. You can learn to succeed at anything
T. HARV EKER

Anything Learn Skill Succeed Success
We need to practice acting in spite of fear, in spite of doubt, in spite of worry, in spite of uncertainty, in spite of inconvenience, in spite of discomfort, and even to practice acting when we’re not in the mood to act.
T. HARV EKER

Acting Discomfort Doubt Inconvenience Nedd Practice Spite Uncertainty Worry
The single biggest difference between financial success and financial failure is how well you manage your money. It’s simple: to master money, you must manage money.
T. HARV EKER

Biggest Failure Financial Manage Money Single Success Well
If you believe in your value, how could it possibly be appropriate to hide it from people who need it?
T. HARV EKER

Appropriate Believe Hide Need People Possible Value
“No thought lives in your head rent-free.” Each thought you have will either be an investment or a cost.
T. HARV EKER

Become Contract Fear Free Head More Rent Thought Live
It means being willing to do whatever it takes for as long as it takes. This is the warrior’s way. No excuses, no ifs, no butts, no maybes-and failure isn’t an option. The warrior’s way is simple: “I will be rich or I will die trying.”
T. HARV EKER

Excuse Lake Long Maybe Option Rich Simple Try Warrior
Money brings freedom-freedom to buy what you want , and freedom to do what you want with your time. Money allows you to enjoy the finer things in life as well as giving you the opportunity to help others have the necessities in life.
T. HARV EKER

Bring Finger Freedom Money Necessity Opportunity Thing Time
For the next seven days, I challenge you not to complain at all.
T. HARV EKER

All Challenge Complain Day Next Seven You

I act when I’m not in the mood.

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I act when I’m not in the mood.

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