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If we’re going to strive for spiritual growth, we have to be willing to put concepts into practice in our everyday lives, in all relationships with all people. You can’t separate your “spiritual life” from your “work life.” They’re both your life! In the same vein, you can’t separate money and happiness.

T. Harv Eker

Complaining is the absolute worst possible thing you could do for your health or your wealth. The worst!
T. HARV EKER

Absolute Complain Could Health Possible Thing Wealth Worst
Rich people take advice from people who are richer than they are. Poor people take advice from their friends, who are just as broke as they are.
T. HARV EKER

Advice People Rich Richer Take
Becoming rich isn’t as much about getting rich financially as about whom you become, in character and mind, to get rich. I want to share a secret with you that few people know: the fastest way to get rich and stay rich is to work on developing you!
T. HARV EKER

Become Character Financially Get Mind Much Rich Whom
I took his suggestion to heart and went from a “know-it-all” to a “learn-it-all.”
T. HARV EKER

All Heart Know Learn Suggestion Went
The biggest obstacle to wealth is fear. People are afraid to think big, but if you think small, you’ll only achieve small things.
T. HARV EKER

Biggest Fear Obstacle Wealth
Rich people believe in themselves. They believe in their value and in their ability to deliver it. Poor people don’t. That’s why they need “guarantees.”
T. HARV EKER

Ability Believe Deliver Guaranteed Need People Poor Rich Themselves Value
Where attention goes, energy flows and results show.
T. HARV EKER

Attention Energy Flow Gp Results Show
Rich people see opportunities. Poor people see obstacles. Rich people see potential growth. Poor people see potential loss. Rich people focus on rewards. Poor focus on the risks.
T. HARV EKER

Growth Loss Obstacle Opportunity People Poor Potential Rich See
You must acquire the habits and skills of managing a small amount of money before you can have a large amount.
T. HARV EKER

Acquire Amount Habit Large Manage Skill Small
For the next seven days, I challenge you not to complain at all.
T. HARV EKER

All Challenge Complain Day Next Seven You
Rich people see every dollar as a “seed” that can be planted to earn a hundred more dollars, which can then be replanted to earn a thousand more dollars.
T. HARV EKER

Dollar Earn Every Hundred More People Plan Replant Rich See
Focus on what you’re grateful for in your life. If you don’t appreciate what you have, you won’t get any more… because the universe thinks it’s not important to you, and therefore you don’t need any more.
T. HARV EKER

Appreciate Focus Get Grateful I Important Life More Not Think Universe What
Rich and successful people are solution-oriented; they spend their time and energy strategizing and planning the answers to challenges that come up, and creating systems to make certain that problem doesn’t occur again.
T. HARV EKER

Answer Challenge Come Energy Orient People Plan Rich Solution Spend Strategize Successful Time Up
You can be a victim or you can be rich, but you can’t be both. Listen up! Every time, and I mean every time, you blame, justify, or complain, you are slitting your financial throat.
T. HARV EKER

Blame Both Can Complain Every Justify Mena Rich Sitting Time Victim You
Poor people will do almost anything to avoid problems. They see a challenge and they run…the secret to success, my friends, is not to try to avoid or get rid of or shrink from your problems; the secret is to grow yourself so that you are bigger than your problems.
T. HARV EKER

Almost Anything Avoid Challenge Do Friend People Poor Problem Run Secret See Success Try
If you don’t have the money management skills yet, using a debit card will ensure you don’t overspend and rack up debt on a credit card.
T. HARV EKER

Card Credit Debit Debt Ensure Management Money Overspend Skill

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