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Rich people take advice from people who are richer than they are. Poor people take advice from their friends, who are just as broke as they are.

T. Harv Eker

Rich people see opportunities. Poor people see obstacles. Rich people see potential growth. Poor people see potential loss. Rich people focus on rewards. Poor focus on the risks.
T. HARV EKER

Growth Loss Obstacle Opportunity People Poor Potential Rich See
Today’s Declaration: I focus on what I want, not on what i don’t want.
T. HARV EKER

Declaration Do Focus Not Today Want What
One of the principles we teach in our programs is “If you shoot for the stars, you’ll at least hit the moon.” Poor people don’t even shoot for the ceiling in their house, and then they wonder why they’re not successful.
T. HARV EKER

Least Moon Out Principle Program Shoot Star Teach We
If we’re going to strive for spiritual growth, we have to be willing to put concepts into practice in our everyday lives, in all relationships with all people. You can’t separate your “spiritual life” from your “work life.” They’re both your life! In the same vein, you can’t separate money and happiness.
T. HARV EKER

All Concept Day Every Go Growth Live People Practice Put Relationship Spiritual Strive Willing
Complaining becomes a habit. Focusing on the negative also becomes a habit. It’s one of the most detrimental habits you can possibly have. It can negatively impact you socially, affecting your personal happiness, but it can also subconsciously sabotage your money and success.
T. HARV EKER

Become Complain Habit
Whenever you feel uncomfortable, instead of retreating back into your old comfort zone, pat yourself on the back and say, “I must be growing,” and continue moving forward.
T. HARV EKER

Back Comfort Continue Feel Grow Instead Must On Retreat Uncomfortable Whenever Yourself Zone
It’s not enough to be in the right place at the right time. You have to be the right person in the right place at the right time.
T. HARV EKER

Enough Person Place Right Time
The first element of change is awareness. You can’t change something unless you know it exists.
T. HARV EKER

Awareness Change Element Exists First Know Something
Becoming rich isn’t as much about getting rich financially as about whom you become, in character and mind, to get rich.
T. HARV EKER

Become Character Financial Get Good Mind Rich
Rich people are willing to promote themselves and their value. Poor people think negatively about selling and promotion.
T. HARV EKER

Negative People Poor Promote Promotion Rich Sell Themselves Value Willing
The more comfort becomes your priority, the more contracted you become with fear.
T. HARV EKER

Become Comfort Contact Fear More Priority
If you don’t have the money management skills yet, using a debit card will ensure you don’t overspend and rack up debt on a credit card.
T. HARV EKER

Card Credit Debit Debt Ensure Management Money Overspend Skill
No thought lives in your head rent-free.
T. HARV EKER

Free Head Live Rent Thought
I took his suggestion to heart and went from a “know-it-all” to a “learn-it-all.”
T. HARV EKER

All Heart Know Learn Suggestion Went
Remember, either you control your money or it will control you.
T. HARV EKER

Control Either Money Remember You
It means being willing to do whatever it takes for as long as it takes. This is the warrior’s way. No excuses, no ifs, no butts, no maybes-and failure isn’t an option. The warrior’s way is simple: “I will be rich or I will die trying.”
T. HARV EKER

Excuse Lake Long Maybe Option Rich Simple Try Warrior

Rich people take advice from people who are richer than they are. Poor people take advice from their friends, who are just as broke as they are.

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Rich people take advice from people who are richer than they are. Poor people take advice from their friends, who are just as broke as they are.

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