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If you don’t have the money management skills yet, using a debit card will ensure you don’t overspend and rack up debt on a credit card.

T. Harv Eker

Remember, either you control your money or it will control you.
T. HARV EKER

Control Either Money Remember You
It means being willing to do whatever it takes for as long as it takes. This is the warrior’s way. No excuses, no ifs, no butts, no maybes-and failure isn’t an option. The warrior’s way is simple: “I will be rich or I will die trying.”
T. HARV EKER

Excuse Lake Long Maybe Option Rich Simple Try Warrior
Rich people manage their money well. Poor people mismanage their money well.
T. HARV EKER

Manage Money People Poor Rich Well
Poor people will do almost anything to avoid problems. They see a challenge and they run…the secret to success, my friends, is not to try to avoid or get rid of or shrink from your problems; the secret is to grow yourself so that you are bigger than your problems.
T. HARV EKER

Almost Anything Avoid Challenge Do Friend People Poor Problem Run Secret See Success Try
Focus on all four of your net worth factors: increasing your income, increasing your savings, increasing your investment returns, and decreasing your cost of living by simplifying your lifestyle.
T. HARV EKER

All Cost Decrease Factore Focus Income Increase Investment Net On Return Saving Worth
Rich people associate with positive, successful people. Poor people associate with negative or unsuccessful people.
T. HARV EKER

Negative People Associate Person Poor Positive Rich Successful Unsucessul
If you believe in your value, how could it possibly be appropriate to hide it from people who need it?
T. HARV EKER

Appropriate Believe Hide Need People Possible Value
Comfort kills! If your goal in life is to be comfortable, I guarantee two things. First, you will never be rich. Second, you will never be happy.
T. HARV EKER

Comfort Comfortable Goal Guarantee Kill Thing
You can be a victim or you can be rich, but you can’t be both. Listen up! Every time, and I mean every time, you blame, justify, or complain, you are slitting your financial throat.
T. HARV EKER

Blame Both Can Complain Every Justify Mena Rich Sitting Time Victim You
Never try to pull someone up who doesn’t want it…they’ll just pull you down.
T. HARV EKER

Down Pull Someone Try Want
Helping people grow and achieve their dreams is the fastest route to success.
T. HARV EKER

Achieve Dream Fastest Help People Success
Rich people constantly learn and grow. Poor people think they already know.
T. HARV EKER

Already Constant Grow Know Learn People Poor Rich
Happy people build their inner world; unhappy people blame their outer world.
T. HARV EKER

Build Cuter Happy Inner Old People World
Rich people see every dollar as a “seed” that can be planted to earn a hundred more dollars, which can then be replanted to earn a thousand more dollars.
T. HARV EKER

Dollar Earn Every Hundred More People Plan Replant Rich See
Rich people believe ‘I create my life.’ Poor people believe ‘Life happens to me.’
T. HARV EKER

Be Create Happen Life People Poor Rich Too
Today’s Declaration: I focus on what I want, not on what i don’t want.
T. HARV EKER

Declaration Do Focus Not Today Want What

If you don’t have the money management skills yet, using a debit card will ensure you don’t overspend and rack up debt on a credit card.

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If you don’t have the money management skills yet, using a debit card will ensure you don’t overspend and rack up debt on a credit card.

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